EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

EBA 4,397 ESMA 1,523 EIOPA 2,635 Joint Committee 256

Final Archive Pending Rejected All

Final — published answer Archive — superseded (EBA only) Pending — awaiting answer Rejected — out of scope or duplicate

Clear all filters

7,361 Q&As matching current filters · page 137 of 148

Inclusion of incurred (IFRS) CVA in the IRB Provision shortfall calculation

Regulation (EU) No 575/2013 (CRR) · Art. 159

EBA Final Q&A

Answered 2013-12-20

Article 416 - Reporting on liquid assets

Regulation (EU) No 575/2013 (CRR) · Art. 416

EBA Final Q&A

Answered 2013-12-20

Level of application of the new FINREP framework

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2013-12-20

Possibility to increase the frequency of reporting with regard to information covered by Draft ITS on Supervisory Reporting.

Directive 2013/36/EU (CRD) · Art. 104

EBA Final Q&A

Answered 2013-12-20

Treatment of non-grandfathered amount of bonds

Regulation (EU) No 575/2013 (CRR) · Art. 489, 490

EBA Final Q&A

Answered 2013-12-20

Treatment of existing Tier 1 and Tier 2 instruments

Regulation (EU) No 575/2013 (CRR) · Art. 63, 490

EBA Final Q&A

Answered 2013-12-13

How shall an institute explain a rating decision?

Regulation (EU) No 575/2013 (CRR) · Art. 431

EBA Final Q&A

Answered 2013-12-06

Determination of the appropriate currency to be used for calculating the base for grandfathering and phase-out limits

Regulation (EU) No 575/2013 (CRR) · Art. 486

EBA Final Q&A

Answered 2013-12-06

Off-balance sheet items and definition of default

Regulation (EU) No 575/2013 (CRR) · Art. 178

EBA Final Q&A

Answered 2013-12-06

Inclusion of year-end profit in Common Equity Tier1 Capital as of the end of first quarter of the following year.

Regulation (EU) No 575/2013 (CRR) · Art. 26

EBA Final Q&A

Answered 2013-12-06

Possibility to remove a Tier 1's call options to make the securities Tier 2 compliant

Regulation (EU) No 575/2013 (CRR) · Art. 489, 490

EBA Final Q&A

Answered 2013-12-06

Risk Measurement and Calculation of Global Exposure and Counterparty Risk for UCITS - exchange-traded derivatives and centrally-cleared OTC transactions

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2013-12-01

Uncollateralised stock borrowing (unsecured) Transactions

Regulation (EU) No 575/2013 (CRR) · Art. 416, 416, 423, 423

EBA Final Q&A

Answered 2013-11-29

IRB Approach

Regulation (EU) No 575/2013 (CRR) · Art. 153

EBA Final Q&A

Answered 2013-11-29

Definition of ‘retail deposit’

Regulation (EU) No 575/2013 (CRR) · Art. 411

EBA Final Q&A

Answered 2013-11-29

Cash in CIUs and its impact on CIUs being treated as liquid assets

Regulation (EU) No 575/2013 (CRR) · Art. 416

EBA Final Q&A

Answered 2013-11-29

Transfer Restrictions

Regulation (EU) No 575/2013 (CRR) · Art. 417

EBA Final Q&A

Answered 2013-11-29

SA - Retail Classification - EUR1 million limit

Regulation (EU) No 575/2013 (CRR) · Art. 112, 123

EBA Final Q&A

Answered 2013-11-29

Grandfathering

Regulation (EU) No 575/2013 (CRR) · Art. 486

EBA Final Q&A

Answered 2013-11-29

Old-style Tier 1 requalifying as CRR Tier 2 capital

Regulation (EU) No 575/2013 (CRR) · Art. 63

EBA Final Q&A

Answered 2013-11-29

Grandfathering, cascading and phasing out limits

Regulation (EU) No 575/2013 (CRR) · Art. 465

EBA Final Q&A

Answered 2013-11-29

Grandfathering limit

Regulation (EU) No 575/2013 (CRR) · Art. 486

EBA Final Q&A

Answered 2013-11-29

Anerkennung der Kapitalrücklage "zugehörig zu" deutschen Vorzugsaktien als Kernkapital - Recognition as Tier 1 equity of share premiums related to German preference shares

Regulation (EU) No 575/2013 (CRR) · Art. 28

EBA Final Q&A

Answered 2013-11-29

Recognised amount as regulatory capital for an Additional Tier 1 with a write-down mechanism

Regulation (EU) No 575/2013 (CRR) · Art. 54

EBA Final Q&A

Answered 2013-11-29

Credit risk approach applicable to exposures to CCPs: standardized approach (SA) or internal rating based approach (IRB)

Regulation (EU) No 575/2013 (CRR) · Art. 107

EBA Final Q&A

Answered 2013-11-22

Prudential Consolidation of Financial Institutions

Regulation (EU) No 575/2013 (CRR) · Art. 4

EBA Final Q&A

Answered 2013-11-15

Scope of application of Articles 341 to 344 of Regulation (EU) No. 575/2013 (CRR)

Regulation (EU) No 575/2013 (CRR) · Art. 341, 342, 343, 344

EBA Final Q&A

Answered 2013-11-15

Treatment of commodity indices

Regulation (EU) No 575/2013 (CRR) · Art. 357

EBA Final Q&A

Answered 2013-11-15

Scope of application of Articles 339 and 340 of Regulation (EU) No 575/2013 (CRR)

Regulation (EU) No 575/2013 (CRR) · Art. 339, 340

EBA Final Q&A

Answered 2013-11-15

Scope of calculation of own funds requirements for CVA risk

Regulation (EU) No 575/2013 (CRR) · Art. 382

EBA Final Q&A

Answered 2013-11-15

Information to be declared under the concept of "discretionary pension benefits" in the annex of EBA/GL/2012/5 and in annex 2 of EBA/GL/2012/4

Directive 2013/36/EU (CRD) · Art. 75, 94

EBA Final Q&A

Answered 2013-11-15

Exclusion of provisioned counterparties from the CVA capital charge

Regulation (EU) No 575/2013 (CRR) · Art. 382

EBA Final Q&A

Answered 2013-11-15

Grandfathering on own funds instruments

Regulation (EU) No 575/2013 (CRR) · Art. 489

EBA Final Q&A

Answered 2013-11-15

Grandfathering of Non-Step Tier 1 instruments

Regulation (EU) No 575/2013 (CRR) · Art. 484

EBA Final Q&A

Answered 2013-11-15

First reporting date / reporting period

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2013-11-15

Grandfathering of capital instruments

Regulation (EU) No 575/2013 (CRR) · Art. 484, 486

EBA Final Q&A

Answered 2013-11-15

Treatment of non-step Tier 1 hybrids post grandfathering

Regulation (EU) No 575/2013 (CRR) · Art. 486, 62

EBA Final Q&A

Answered 2013-11-15

Grandfathering of Tier 1 instruments

Regulation (EU) No 575/2013 (CRR) · Art. 489

EBA Final Q&A

Answered 2013-11-15

Capital charge for credit derivatives in the banking book in the position of protection seller

Regulation (EU) No 575/2013 (CRR) · Art. 273

EBA Final Q&A

Answered 2013-11-08

Own funds: Value adjustments for prudent valuation (Additional Value Adjustments)

Regulation (EU) No 575/2013 (CRR) · Art. 34, 105

EBA Final Q&A

Answered 2013-11-08

Operational risk

Regulation (EU) No 575/2013 (CRR) · Art. Art 95

EBA Final Q&A

Answered 2013-11-08

Artikel 115 (3) Zuordnung von Religiongemeinschaften zu Forderungsklasse/ Attribution of religious communities to an exposure class

Regulation (EU) No 575/2013 (CRR) · Art. 115

EBA Final Q&A

Answered 2013-11-08

Use of Core Market Participants Rule

Regulation (EU) No 575/2013 (CRR) · Art. 227

EBA Final Q&A

Answered 2013-11-08

Notifications of agents and subagents of credit institutions in the European Economic Area (EEA)

Directive 2013/36/EU (CRD) · Art. 35

EBA Final Q&A

Answered 2013-11-08

FINREP: Requirement to submit financial information

Regulation (EU) No 575/2013 (CRR) · Art. 99 reporting own funds / financial information

EBA Final Q&A

Answered 2013-10-31

Immovable property risk weights under the standardised approach (commercial)

Regulation (EU) No 575/2013 (CRR) · Art. 126

EBA Final Q&A

Answered 2013-10-31

Immovable property risk weights under the standardised approach (residential)

Regulation (EU) No 575/2013 (CRR) · Art. Article 124

EBA Final Q&A

Answered 2013-10-31

Applicability of the re-securitisation definition to securitisation positions being subject to tranched credit protection according to Article 264(1) of Regulation (EU) No 575/2013 (CRR)

Regulation (EU) No 575/2013 (CRR) · Art. 249

EBA Final Q&A

Answered 2013-10-31

Treatment of Upper Tier 2 instruments under CRR

Regulation (EU) No 575/2013 (CRR) · Art. 62, 63

EBA Final Q&A

Answered 2013-10-31

Which institution is responsible to provide the remuneration data if a subsidiary has been sold?

Directive 2013/36/EU (CRD) · Art. 75

EBA Final Q&A

Answered 2013-10-31

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

📋 Track EU financial regulation continuously

Forseti monitors EU financial regulation and delivers personalised alerts anchored to verified official sources.

Start free trial → Learn more

14-day free trial. No credit card required.