EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

EBA 4,397 ESMA 1,523 EIOPA 2,635 Joint Committee 256

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2,125 Q&As matching current filters · page 13 of 43

Instruction on reporting of other transferable assets

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-03-05

Inclusion of Specialised Lending in CR IP Losses template

Regulation (EU) No 575/2013 (CRR) · Art. 101

EBA Final Q&A

Answered 2021-03-05

LR1 on alternative treatment of the exposure measure - accounting balance sheet value

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-03-05

Partial and full write-off reporting in COREP

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-03-05

Reporting of loans collateralised by real estate

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2021-03-05

Reporting RMBS issued by SSPEs in C51.

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2021-03-05

Interplay between Article 13a of Commission Delegated Regulation (EU) No 241/2014 as regards the deduction of software assets from Common Equity Tier 1 (CET1) items and Article 37(a) of Regulation (EU) No 575/2013 (CRR)

Regulation (EU) No 575/2013 (CRR) · Art. 36; 37

EBA Final Q&A

Answered 2021-02-26

Operational requirements for holdings of liquid assets

Regulation (EU) No 575/2013 (CRR) · Art. 417

EBA Final Q&A

Answered 2021-02-26

Outflows from other retail deposits

Regulation (EU) No 575/2013 (CRR) · Art. 421, 460

EBA Final Q&A

Answered 2021-02-26

LCR - Treatment of securities borrowing-transactions for non-refinancing-purposes

Regulation (EU) No 575/2013 (CRR) · Art. 425, 460

EBA Final Q&A

Answered 2021-02-26

Scope of "Written Credit Derivatives"

Regulation (EU) No 575/2013 (CRR) · Art. 429, 429a

EBA Final Q&A

Answered 2021-02-26

Aggregated first loss under credit insurance

Regulation (EU) No 575/2013 (CRR) · Art. 213

EBA Final Q&A

Answered 2021-02-26

Calculation of past due days on material credit obligations

Regulation (EU) No 575/2013 (CRR) · Art. 178

EBA Final Q&A

Answered 2021-02-12

Technical past due situation - Factoring

Regulation (EU) No 575/2013 (CRR) · Art. 178

EBA Final Q&A

Answered 2021-02-12

Unlikeliness to pay (UTP) - exit from NP status

Regulation (EU) No 575/2013 (CRR) · Art. 47a

EBA Final Q&A

Answered 2021-01-15

Article 395 CRR – Shadow entities large exposure limits

Regulation (EU) No 575/2013 (CRR) · Art. 395

EBA Final Q&A

Answered 2021-01-15

Criteria for rating transfer

Regulation (EU) No 575/2013 (CRR) · Art. 183

EBA Final Q&A

Answered 2020-12-11

Collateral swap in case of Domestic Central Bank Counterparty

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2020-12-04

Credit for consumption

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2020-12-04

Reporting of the Undrawn limits of credit cards and overdrafts in F09.01.1 Off-balance sheet exposures: Loan commitments, financial guarantees and other commitments given.

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2020-12-04

Reporting of cash flows related to ‘extraordinary’ and one-off transactions in the C 66.00 maturity ladder template

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2020-12-04

Reporting of (committed) credit and liquidity facilities in the C 66.01 maturity ladder template

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2020-12-04

Reporting of cash flows related to ‘forward starting’ transactions in the C 66.00 maturity ladder template

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2020-12-04

Reporting of interest-related cash flows in the C 66.00 maturity ladder template

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2020-12-04

Treatment of impediments to the availability of assets and cash inflows in the C 66.00 maturity ladder template

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2020-12-04

Netting of cash flows in the C 66.00 maturity ladder template

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2020-12-04

Reporting of ceded assets, that are part of a cover pool, in asset encumbrance.

Regulation (EU) No 575/2013 (CRR) · Art. 100

EBA Final Q&A

Answered 2020-12-04

Need of prior permission to include minority interest arising from Common Equity Tier 1 instruments issued by subsidiaries located in EU member state and third countries in consolidated CET1 capital of parent institutions established in the EU.

Regulation (EU) No 575/2013 (CRR) · Art. 26

EBA Final Q&A

Answered 2020-12-04

EBA validation rule v4859_m: [C 24.00 (c030;040;050;060)] {r100} <= {r030} + {r060} + {r080} + {r090}

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2020-12-04

Counterparty breakdown - classification based by immediate counterparty

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2020-12-04

C 70 treatment of multiple currencies

Regulation (EU) No 575/2013 (CRR) · Art. Article 415

EBA Final Q&A

Answered 2020-12-04

Definition of an "exposure" in C 15 instructions

Regulation (EU) No 575/2013 (CRR) · Art. 101

EBA Final Q&A

Answered 2020-12-04

Validation rules v2815_m to v2823_m between FINREP and AE

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2020-12-04

Use of rating before or after transfer in the calculation of the one-year default rates

Regulation (EU) No 575/2013 (CRR) · Art. 4

EBA Final Q&A

Answered 2020-12-04

Treatment of CIUs in internal model for market risk – possible restrictions

Regulation (EU) No 575/2013 (CRR) · Art. 350

EBA Final Q&A

Answered 2020-12-04

Treatment of CIUs in the standardised approach – Derivatives on CIUs

Regulation (EU) No 575/2013 (CRR) · Art. 350

EBA Final Q&A

Answered 2020-12-04

Exempting foreign currency - denominated required minimum reserves according to Article 493(7) CRR

Regulation (EU) No 575/2013 (CRR) · Art. 493

EBA Final Q&A

Answered 2020-12-04

Incorrect validation rule - deposits guarantee scheme

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2020-12-04

Treatment of securitisation Class A notes guaranteed by a Member State

Regulation (EU) No 575/2013 (CRR) · Art. 416

EBA Final Q&A

Answered 2020-11-20

Termination rights – Distinguishing between Guidelines which are directed towards ‘all outsourcing arrangements’ from those that are directed towards ‘outsourcing arrangements for critical and important functions’

Regulation (EU) No 575/2013 (CRR) · Art. 74

EBA Final Q&A

Answered 2020-11-20

Meaning of "the last three twelve-monthly observations" in Articles 315(1) and 317(4) CRR regarding the calculation of operational risk requirements

Regulation (EU) No 575/2013 (CRR) · Art. 315

EBA Final Q&A

Answered 2020-11-20

Recognition for large exposure purposes of a guarantee granted by the central government on an equity exposure

Regulation (EU) No 575/2013 (CRR) · Art. 400, 213

EBA Final Q&A

Answered 2020-11-20

Eligibility of mortgage mandates under Belgian law

Regulation (EU) No 575/2013 (CRR) · Art. 124, 181, 208, 229

EBA Final Q&A

Answered 2020-11-13

Absolute materiality threshold for Retail based on the new RTS

Regulation (EU) No 575/2013 (CRR) · Art. 123

EBA Final Q&A

Answered 2020-10-09

Retail Classification

Regulation (EU) No 575/2013 (CRR) · Art. 123

EBA Final Q&A

Answered 2020-10-09

Treatment of secured lending or capital market-driven transactions that would require an outflow rate higher than 25 % but they have been closed with eligible counterparties

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2020-09-11

Treatment of Central Bank Overnight deposits in ALMM Template C71

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2020-09-11

C66: undrawn ECB open market operations backed with pre-positioned own issuances (retained CB or ABS) as “Undrawn committed facilities received”.

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2020-09-11

EBA validations rules for DPM 2.8 with reference to rule V3975_S.

Regulation (EU) No 575/2013 (CRR) · Art. ANNEX V

EBA Final Q&A

Answered 2020-09-11

The additional column C015 “Code” to template C 67.00 contains ambiguity in the Annex IV guidance under the ITS to be implemented at Mar-20: 1.2.8.015 “This code is a row identifier and shall be unique for each row in the template”. It is unclear what identifiers are required in column C015.

Regulation (EU) No 575/2013 (CRR) · Art. 460

EBA Final Q&A

Answered 2020-09-11

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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