EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

EBA 4,405 ESMA 1,526 EIOPA 2,635 Joint Committee 256

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8,822 Q&As matching current filters · page 117 of 177

Inducements

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2016-12-16

Inducements

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2016-12-16

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2016-12-16

Post-sale reporting

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2016-12-16

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2016-12-16

Best Execution

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2016-12-16

Inducements

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

ESMA Answer Published

Answered 2016-12-16

Supplementary transfers when using the sale of business tool

Directive 2014/59/EU (BRRD) · Art. 38

Answered 2016-12-16

Implementation of the exemption from bail in for “liabilities” in a fiduciary context ((Article 44(2)(d)) BRRD)

Directive 2014/59/EU (BRRD) · Art. 44

Answered 2016-12-09

Calculation of the predetermined amount for market making purposes

Regulation (EU) No 575/2013 (CRR) · Art. 78

Answered 2016-12-09

Calculation of the ratio variable to fixed remuneration

Directive 2013/36/EU (CRD) · Art. 94

Answered 2016-12-09

General credit risk adjustment (GCRA) inclusion into Tier 2 capital

Regulation (EU) No 575/2013 (CRR) · Art. 26, 62

Answered 2016-12-09

Classification of SME/Retail Corporates as 'Retail Deposits'

Regulation (EU) No 575/2013 (CRR) · Art. 411

Answered 2016-12-09

Including in the LCR calculation deposits from this category with residual maturities longer than 30 days

Regulation (EU) No 575/2013 (CRR) · Art. 422

Answered 2016-12-09

Correct application of credit conversion factors in relation to credit substitutes and shipping guarantees

Regulation (EU) No 575/2013 (CRR) · Art. 111, Annex 1

Answered 2016-12-09

Requirements regarding „control” by the resolution authority

Directive 2014/59/EU (BRRD) · Art. 40, 42

Answered 2016-12-09

Break clauses in capital requirements and Residual maturity

Regulation (EU) No 575/2013 (CRR) · Art. 384

Answered 2016-12-09

Exclusion of intragroup transactions from own funds requirements for CVA risk

Regulation (EU) No 575/2013 (CRR) · Art. 382

Answered 2016-12-09

Calculation and Application of incurred CVA per Article 273(6)

Regulation (EU) No 575/2013 (CRR) · Art. 273

Answered 2016-12-09

EBA Benchmarking 2016

Directive 2013/36/EU (CRD) · Art. 78

Answered 2016-12-02

Exemption from bail-in of emergency liquidity assistance provided by the central bank

Directive 2014/59/EU (BRRD) · Art. 44

Answered 2016-12-02

Coverage of further losses following bail-in

Directive 2014/59/EU (BRRD) · Art. 44

Answered 2016-12-02

Clarification on the applicable framework for public recapitalisation

Directive 2014/59/EU (BRRD) · Art. 32

Answered 2016-12-02

Exclusion of corporate deposits

Directive 2014/59/EU (BRRD) · Art. 44

Answered 2016-11-25

Exclusion of securities guaranteed by an independent on-demand guarantee from bail-in

Directive 2014/59/EU (BRRD) · Art. 44

Answered 2016-11-25

Additional implementation to Article 27(1)(d)

Directive 2014/59/EU (BRRD) · Art. 28

Answered 2016-11-25

Entity in resolution and purchaser not registered in the same Member State

Directive 2014/59/EU (BRRD) · Art. 38

Answered 2016-11-25

Preparation and approval of recovery plans of institutions which are members of an IPS

Directive 2014/59/EU (BRRD) · Art. 4

Answered 2016-11-25

FINREP template F 40.01 – Group Structure Listing - Entity by Entity

Regulation (EU) No 575/2013 (CRR) · Art. 99

Answered 2016-11-25

FINREP reporting requirements

Regulation (EU) No 575/2013 (CRR) · Art. 99

Answered 2016-11-25

FINREP Template 13.2 and 13.3

Regulation (EU) No 575/2013 (CRR) · Art. 99

Answered 2016-11-25

Investment limits

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2016-11-21

Investment limits

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Answer Published

Answered 2016-11-21

Data disaggregation

Markets in Financial Instruments Regulation (MiFIR) Regulation (EU) No 600/2014- Secondary Markets

ESMA Answer Published

Answered 2016-11-18

Data disaggregation

Markets in Financial Instruments Regulation (MiFIR) Regulation (EU) No 600/2014- Secondary Markets

ESMA Answer Published

Answered 2016-11-18

Data disaggregation

Markets in Financial Instruments Regulation (MiFIR) Regulation (EU) No 600/2014- Secondary Markets

ESMA Answer Published

Answered 2016-11-18

Intervention to allow smaller tick size

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Secondary Markets

ESMA Answer Published

Answered 2016-11-18

Liquidity band for instruments trading in different currencies across trading venues

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Secondary Markets

ESMA Answer Published

Answered 2016-11-18

Average daily number of transactions (ADNT)

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Secondary Markets

ESMA Answer Published

Answered 2016-11-18

Recalculation of ADNT

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Secondary Markets

ESMA Answer Published

Answered 2016-11-18

Write down of capital in BRRD and CRR / CRDIV

Directive 2014/59/EU (BRRD) · Art. 59

Answered 2016-11-18

Interpretation of consolidated prudential requirements

Directive 2014/59/EU (BRRD) · Art. 59

Answered 2016-11-18

PONV write-down leaving an institution failing or likely to fail

Directive 2014/59/EU (BRRD) · Art. 59

Answered 2016-11-18

Treatment of retail exposures secured by property under IRB

Regulation (EU) No 575/2013 (CRR) · Art. 154

Answered 2016-11-18

Netting set treatment for trades with Specific Wrong Way Risk

Regulation (EU) No 575/2013 (CRR) · Art. 291

Answered 2016-11-18

Assigning Specific Credit Risk Adjustments for a group of exposures to the exposures within the group

Regulation (EU) No 575/2013 (CRR) · Art. 24, 111

Answered 2016-11-18

Exclusion of “financial services” from the exemption from bail-in

Directive 2014/59/EU (BRRD) · Art. 44

Answered 2016-11-18

Difference between the temporary public ownership tool and the bridge bank tool

Directive 2014/59/EU (BRRD) · Art. 40

Answered 2016-11-18

Application of Article 215(2)(b) of the CRR

Regulation (EU) No 575/2013 (CRR) · Art. 215

Answered 2016-11-18

Treatment of negative accrued interests in the foreign exchange risk

Regulation (EU) No 575/2013 (CRR) · Art. 352

Answered 2016-11-11

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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