EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

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61 Q&As matching current filters · page 1 of 2

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 2

EIOPA

Answered 2026-03-24

Competences of home and host Member States (Art. 7 - 9 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 8

EIOPA

Answered 2025-12-19

Other

(EU) No 2016/97 - Insurance Distribution Directive · Art. 8

EIOPA

Answered 2025-12-19

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 2

EIOPA

Answered 2025-12-17

Cross-selling (Art. 24 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. Article 24

EIOPA

Answered 2025-09-11

Scope (Art. 1 IDD), Registration (Art. 3 IDD), Principle to act in accordance with the best interest (Art. 17 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. N/A

EIOPA

Answered 2025-07-30

IBIPs - Inducements - fees, commissions non-monetary benefits paid by third parties (Art. 29 para. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 29

EIOPA

Answered 2025-07-29

Demands and needs test (Art. 20 para. 1 subpara. 1 IDD), Cross-selling (Art. 24 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. art. 24(3) and 20

EIOPA

Answered 2025-07-16

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 2

EIOPA

Answered 2025-06-05

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 2

EIOPA

Answered 2025-03-21

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

EIOPA

Answered 2025-03-13

Other

(EU) No 2016/97 - Insurance Distribution Directive

EIOPA

Answered 2025-03-13

Transparency on conflicts of interest (Art. 19 IDD)

(EU) No 2016/97 - Insurance Distribution Directive

EIOPA

Answered 2024-12-18

Other

(EU) No 2016/97 - Insurance Distribution Directive

EIOPA

Answered 2024-08-29

Scope (Art. 1 IDD), Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1 and 2

EIOPA

Answered 2024-06-28

Freedom to provide services (Art. 4 and 5 IDD)

(EU) No 2016/97 - Insurance Distribution Directive

EIOPA

Answered 2024-06-19

Freedom to provide services (Art. 4 and 5 IDD)

(EU) No 2016/97 - Insurance Distribution Directive

EIOPA

Answered 2024-04-10

Freedom to provide services (Art. 4 and 5 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 4

EIOPA

Answered 2024-02-02

Freedom to provide services (Art. 4 and 5 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 4(1)

EIOPA

Answered 2024-02-01

Information provided by ancillary intermediaries, information exemptions and flexibility clause (Art. 21 and 22 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 21 and 22

EIOPA

Answered 2023-12-22

Professional requirements (Art. 10 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 10(8)

EIOPA

Answered 2023-12-22

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 2

EIOPA

Answered 2023-11-30

Demands and needs test (Art. 20 para. 1 subpara. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 2; 20(1); 22; 23

EIOPA

Answered 2023-08-21

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1(3)

EIOPA

Answered 2023-07-25

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1(6)

EIOPA

Answered 2023-05-25

Demands and needs test (Art. 20 para. 1 subpara. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 20

EIOPA

Answered 2023-05-04

Insurance product information document / IPID (Art. 20 para. 7 and 8 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 20

EIOPA

Answered 2023-04-27

Insurance product information document / IPID (Art. 20 para. 7 and 8 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 20

EIOPA

Answered 2022-11-25

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

EIOPA

Answered 2022-11-25

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

EIOPA

Answered 2022-11-25

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1(6) and 2

EIOPA

Answered 2022-05-16

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

EIOPA

Answered 2022-03-08

Professional requirements (Art. 10 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. N/A

EIOPA

Answered 2022-03-08

IBIPs - Inducements - fees, commissions non-monetary benefits paid by third parties (Art. 29 para. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 29

EIOPA

Answered 2022-03-08

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. Recital 14, Article 2(1)(1), Article 2(2)(b)

EIOPA

Answered 2022-03-08

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

EIOPA

Answered 2022-03-08

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 2

EIOPA

Answered 2022-03-08

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 2(1)(4)(a)-(c)

EIOPA

Answered 2022-03-07

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

EIOPA

Answered 2022-03-07

Professional requirements (Art. 10 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 10(1) and (2) of IDD

EIOPA

Answered 2022-03-04

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

EIOPA

Answered 2022-02-18

Freedom of establishment (Art. 6 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. N/A

EIOPA

Answered 2022-02-10

Cross-selling (Art. 24 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 24

EIOPA

Answered 2022-01-28

Cross-selling (Art. 24 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. Article 24

EIOPA

Answered 2022-01-05

IBIPs - Inducements - fees, commissions non-monetary benefits paid by third parties (Art. 29 para. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. Articles 29(2), (3); 27, 28, 17 of IDD; Art 8(2) Delegated Regulation (EU) 2017/2359

EIOPA

Answered 2021-11-29

Registration (Art. 3 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 3

EIOPA

Answered 2021-08-20

Scope (Art. 1 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 1

EIOPA

Answered 2021-08-20

POG arrangements for distributors (Art. 25 para. 1 subpara. 6 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 25

EIOPA

Answered 2021-08-20

Professional requirements (Art. 10 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 10

EIOPA

Answered 2021-08-20

Definitions (Art. 2 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. Point (1) and (3) of Article 2 (1)

EIOPA

Answered 2021-08-09

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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