European Banking Authority Q&A Database

Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.

2,714 final Q&As · page 54 of 55 · View all sources

Transfer Restrictions

Regulation (EU) No 575/2013 (CRR) · Art. 417

Final Q&A

Answered 2013-11-29

Definition of ‘retail deposit’

Regulation (EU) No 575/2013 (CRR) · Art. 411

Final Q&A

Answered 2013-11-29

SA - Retail Classification - EUR1 million limit

Regulation (EU) No 575/2013 (CRR) · Art. 112, 123

Final Q&A

Answered 2013-11-29

Grandfathering

Regulation (EU) No 575/2013 (CRR) · Art. 486

Final Q&A

Answered 2013-11-29

Old-style Tier 1 requalifying as CRR Tier 2 capital

Regulation (EU) No 575/2013 (CRR) · Art. 63

Final Q&A

Answered 2013-11-29

Grandfathering, cascading and phasing out limits

Regulation (EU) No 575/2013 (CRR) · Art. 465

Final Q&A

Answered 2013-11-29

Grandfathering limit

Regulation (EU) No 575/2013 (CRR) · Art. 486

Final Q&A

Answered 2013-11-29

Recognised amount as regulatory capital for an Additional Tier 1 with a write-down mechanism

Regulation (EU) No 575/2013 (CRR) · Art. 54

Final Q&A

Answered 2013-11-29

Anerkennung der Kapitalrücklage "zugehörig zu" deutschen Vorzugsaktien als Kernkapital - Recognition as Tier 1 equity of share premiums related to German preference shares

Regulation (EU) No 575/2013 (CRR) · Art. 28

Final Q&A

Answered 2013-11-29

Credit risk approach applicable to exposures to CCPs: standardized approach (SA) or internal rating based approach (IRB)

Regulation (EU) No 575/2013 (CRR) · Art. 107

Final Q&A

Answered 2013-11-22

Prudential Consolidation of Financial Institutions

Regulation (EU) No 575/2013 (CRR) · Art. 4

Final Q&A

Answered 2013-11-15

Treatment of commodity indices

Regulation (EU) No 575/2013 (CRR) · Art. 357

Final Q&A

Answered 2013-11-15

Scope of application of Articles 341 to 344 of Regulation (EU) No. 575/2013 (CRR)

Regulation (EU) No 575/2013 (CRR) · Art. 341, 342, 343, 344

Final Q&A

Answered 2013-11-15

Scope of application of Articles 339 and 340 of Regulation (EU) No 575/2013 (CRR)

Regulation (EU) No 575/2013 (CRR) · Art. 339, 340

Final Q&A

Answered 2013-11-15

Scope of calculation of own funds requirements for CVA risk

Regulation (EU) No 575/2013 (CRR) · Art. 382

Final Q&A

Answered 2013-11-15

Information to be declared under the concept of "discretionary pension benefits" in the annex of EBA/GL/2012/5 and in annex 2 of EBA/GL/2012/4

Directive 2013/36/EU (CRD) · Art. 75, 94

Final Q&A

Answered 2013-11-15

Exclusion of provisioned counterparties from the CVA capital charge

Regulation (EU) No 575/2013 (CRR) · Art. 382

Final Q&A

Answered 2013-11-15

Grandfathering on own funds instruments

Regulation (EU) No 575/2013 (CRR) · Art. 489

Final Q&A

Answered 2013-11-15

Grandfathering of Non-Step Tier 1 instruments

Regulation (EU) No 575/2013 (CRR) · Art. 484

Final Q&A

Answered 2013-11-15

Grandfathering of capital instruments

Regulation (EU) No 575/2013 (CRR) · Art. 484, 486

Final Q&A

Answered 2013-11-15

First reporting date / reporting period

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2013-11-15

Grandfathering of Tier 1 instruments

Regulation (EU) No 575/2013 (CRR) · Art. 489

Final Q&A

Answered 2013-11-15

Treatment of non-step Tier 1 hybrids post grandfathering

Regulation (EU) No 575/2013 (CRR) · Art. 486, 62

Final Q&A

Answered 2013-11-15

Capital charge for credit derivatives in the banking book in the position of protection seller

Regulation (EU) No 575/2013 (CRR) · Art. 273

Final Q&A

Answered 2013-11-08

Operational risk

Regulation (EU) No 575/2013 (CRR) · Art. Art 95

Final Q&A

Answered 2013-11-08

Own funds: Value adjustments for prudent valuation (Additional Value Adjustments)

Regulation (EU) No 575/2013 (CRR) · Art. 34, 105

Final Q&A

Answered 2013-11-08

Artikel 115 (3) Zuordnung von Religiongemeinschaften zu Forderungsklasse/ Attribution of religious communities to an exposure class

Regulation (EU) No 575/2013 (CRR) · Art. 115

Final Q&A

Answered 2013-11-08

Use of Core Market Participants Rule

Regulation (EU) No 575/2013 (CRR) · Art. 227

Final Q&A

Answered 2013-11-08

Notifications of agents and subagents of credit institutions in the European Economic Area (EEA)

Directive 2013/36/EU (CRD) · Art. 35

Final Q&A

Answered 2013-11-08

FINREP: Requirement to submit financial information

Regulation (EU) No 575/2013 (CRR) · Art. 99 reporting own funds / financial information

Final Q&A

Answered 2013-10-31

Immovable property risk weights under the standardised approach (residential)

Regulation (EU) No 575/2013 (CRR) · Art. Article 124

Final Q&A

Answered 2013-10-31

Immovable property risk weights under the standardised approach (commercial)

Regulation (EU) No 575/2013 (CRR) · Art. 126

Final Q&A

Answered 2013-10-31

Treatment of Upper Tier 2 instruments under CRR

Regulation (EU) No 575/2013 (CRR) · Art. 62, 63

Final Q&A

Answered 2013-10-31

Applicability of the re-securitisation definition to securitisation positions being subject to tranched credit protection according to Article 264(1) of Regulation (EU) No 575/2013 (CRR)

Regulation (EU) No 575/2013 (CRR) · Art. 249

Final Q&A

Answered 2013-10-31

Which institution is responsible to provide the remuneration data if a subsidiary has been sold?

Directive 2013/36/EU (CRD) · Art. 75

Final Q&A

Answered 2013-10-31

Preferential risk weight of covered bonds containing securitisation positions of sovereign exposures as cover pool assets

Regulation (EU) No 575/2013 (CRR) · Art. 129

Final Q&A

Answered 2013-10-31

Local Regulations versus the CRR

Regulation (EU) No 575/2013 (CRR) · Art. 54

Final Q&A

Answered 2013-10-31

Applicability of Own Funds Reporting Requirements to Investment Firms Out of Scope

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2013-10-31

Application of the Discretion outlined in Article 99 (6) of the CRR to non-IFRS institutions

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2013-10-31

Grandfathering of own funds instruments

Regulation (EU) No 575/2013 (CRR) · Art. 486

Final Q&A

Answered 2013-10-31

Deferral of Tier 2 coupons

Regulation (EU) No 575/2013 (CRR) · Art. 52

Final Q&A

Answered 2013-10-31

Synthetic holdings

Regulation (EU) No 575/2013 (CRR) · Art. 28, 36

Final Q&A

Answered 2013-10-31

Grandfathering of own funds instruments

Regulation (EU) No 575/2013 (CRR) · Art. 483

Final Q&A

Answered 2013-10-31

Direct / indirect funding of own shares

Regulation (EU) No 575/2013 (CRR) · Art. 28

Final Q&A

Answered 2013-10-31

Application of article 95 (2) of Regulation (EU) No 575/2013

Regulation (EU) No 575/2013 (CRR) · Art. 95

Final Q&A

Answered 2013-08-27

Applicable risk weights for agricultural properties.

Regulation (EU) No 575/2013 (CRR) · Art. 124, 125, 126

Final Q&A

Answered 2013-08-27

FINREP application date and report submission postponement to Q3 2014

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2013-08-20

Transitional provision for deferred tax assets that rely on future profitability

Regulation (EU) No 575/2013 (CRR) · Art. 478

Final Q&A

Submitted 2013-07-18

Definition of default in terms of days

Regulation (EU) No 575/2013 (CRR) · Art. 178

Final Q&A

Submitted 2013-07-12

Definición de PYME - SME definition

Regulation (EU) No 575/2013 (CRR) · Art. 123

Final Q&A

Submitted 2013-07-05

Source: European Banking Authority. Updated weekly. Q&As are non-binding guidance published under the ESA Single Rulebook Q&A process.

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