EU Financial Regulatory Q&A Database
Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.
320 Q&As matching current filters · page 7 of 7
The SCA-Exemption for account access based on art. 10 of Regulation (EU) 2018/389 as amended by Regulation (EU) 2022/2360.
Directive 2015/2366/EU (PSD2) · Art. 97
Submitted 2023-07-04
Eligibility of communication by AISPs with ASPSP throughout interface used for authentication and communication with the ASPSP's payment services users in case of ASPSP’s exemption from the fall back mechanism
Directive 2015/2366/EU (PSD2) · Art. 98
Submitted 2023-03-16
requirements for professional experience of representatives and board members of EMIs
Directive 2015/2366/EU (PSD2) · Art. 1
Submitted 2023-03-14
Is Article 5 of Regulation 2021/1230 applicable on the spot currency trading?
Directive 2015/2366/EU (PSD2) · Art. n.a.
Submitted 2023-01-12
Publication of quarterly statistics, according to GL 3 of the “Guidelines on the conditions to benefit from an exemption from the contingency mechanism under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC)”
Directive 2015/2366/EU (PSD2) · Art. 33
Submitted 2022-10-17
Initial Capital
Directive 2015/2366/EU (PSD2) · Art. 7
Submitted 2022-08-24
Interpretation of the words ‘preceding year’ in Method B under Article 9(1) of the PSD2
Directive 2015/2366/EU (PSD2) · Art. 9
Submitted 2022-02-23
Application of strong customer authentication (SCA) where Account Information Service users access the Account Information Service Providers’ (AISPs) own channels and the previously retrieved payment account information compiled and stored therein
Directive 2015/2366/EU (PSD2) · Art. 97
Submitted 2021-10-20
Online foreign exchange
Directive 2015/2366/EU (PSD2) · Art. 3
Submitted 2019-11-26
Services offered by means of ATM by providers
Directive 2015/2366/EU (PSD2) · Art. 3
Submitted 2019-11-04
Safeguarding requirements
Directive 2015/2366/EU (PSD2) · Art. 10
Submitted 2019-09-18
Interpretation of payment instrument
Directive 2015/2366/EU (PSD2) · Art. 4
Submitted 2019-09-17
Roles that can be assigned to electronic money institutions in certificates
Directive 2015/2366/EU (PSD2) · Art. 11
Submitted 2019-08-15
The amount of a card payment transaction authorised online in HRK
Directive 2015/2366/EU (PSD2) · Art. 64,52
Submitted 2019-07-01
Requirement for credit institutions and electronic money institutions wishing to offer PIS and AIS to take out professional indemnity insurance or a comparable guarantee / Obbligo di dotarsi di un'assicurazione per la responsabilità civile o analoga garanzia, per gli Enti creditizi o Istituti di moneta elettronica che vogliono offrire i servizi di PIS e AIS
Directive 2015/2366/EU (PSD2) · Art. 5
Submitted 2019-05-29
Interpretation of the words ‘preceding year’ in Method B under Article 9(1) of the PSD2
Directive 2015/2366/EU (PSD2) · Art. 9
Submitted 2019-04-30
Surcharging
Directive 2015/2366/EU (PSD2) · Art. Introductory Text
Submitted 2019-02-26
Immediate Refund by the Payment Service Provider of unauthorised SEPA Direct Debit transactions after 8 weeks.
Directive 2015/2366/EU (PSD2) · Art. 73
Submitted 2019-02-26
Potential inconsistency on the application of Strong Customer Authentication exemptions to AISPs
Directive 2015/2366/EU (PSD2) · Art. 97
Submitted 2019-01-04
90 Day Access via Direct Access
Directive 2015/2366/EU (PSD2) · Art. 98
Submitted 2018-10-24
Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.
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