EBA · 2022_6613 Rejected question

Publication of quarterly statistics, according to GL 3 of the “Guidelines on the conditions to benefit from an exemption from the contingency mechanism under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC)”

Regulation
Directive 2015/2366/EU (PSD2)
Article
33, para. 6
Topic
Strong customer authentication and common and secure communication (incl. access)
Submitted by
Competent authority
Submitted
2022-10-17
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Question

In what concerns the performance and availability statistics that ASPSPs need to make available on their websites in accordance to GL 3 of the “Guidelines on the conditions to benefit from an exemption from the contingency mechanism under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC)”, do ASPSPs need to disclose all their quarterly reports since the entry into production of their APIs? For instance, if the ASPSP made their API available in September 2019, does the ASPSP need to have all the reports online since then? If not, is there any recommended timeframe for the reports to be kept available online?

Background

GL 3 of the “Guidelines on the conditions to benefit from an exemption from the contingency mechanism under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC)” states that ASPSPs should publish, on a quarterly basis, daily statistics on the availability and performance of the dedicated interface as set out in GL 2.2 and 2.3, and of each of the interfaces made available to its own PSUs for directly accessing their payment accounts online. However, the previously mentioned GL do not refer if the ASPSPs need to have all reports available since the entry into force of their dedicated interface, nor the recommended timeframe for the reports to be kept available online.
No answer published yet.

Original source: European Banking Authority, Q&A ID 2022_6613

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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