EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

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3,117 Q&As matching current filters · page 57 of 63

Calculation of NPE ratio and coverage of NPEs with accumulated impairment and collateral following changed definition of gross carrying amount of debt instruments at fair value through other comprehensive income (in continuation: debt instruments at FVOCI) from "carrying amount before adjusting for any loss allowance" to "the amortised cost before adjusting for any loss allowance"

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Rejected question

Submitted 2021-12-14

Definition of EU OV1, row 1 Credit risk (excluding CCR)

Regulation (EU) No 575/2013 (CRR) · Art. 438

EBA Rejected question

Submitted 2021-12-08

Warning in COREP C42.00 (LR3) template validation regarding column 010, row 010 and row 020

Regulation (EU) No 575/2013 (CRR) · Art. Annexes X & XI, COREP C42.00 (LR3)

EBA Rejected question

Submitted 2021-12-07

Warning in COREP C07.00 (CR SA) template validation regarding column 040 and column 110

Regulation (EU) No 575/2013 (CRR) · Art. Annexes I and II, COREP C07.00 (CR SA)

EBA Rejected question

Submitted 2021-12-07

Validation rule v8727_m seems to be incorrect

Regulation (EU) No 575/2013 (CRR) · Art. 112

EBA Rejected question

Submitted 2021-12-03

Validation rules V08993_M and V08988_M

Regulation (EU) No 575/2013 (CRR) · Art. N/A

EBA Rejected question

Submitted 2021-12-03

LCR treatment of coins and banknotes stored in a centralized vault owned and operated by an external service provider

Regulation (EU) No 575/2013 (CRR) · Art. 460

EBA Rejected question

Submitted 2021-11-27

Validation rule eba_v10610_m

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2021-11-24

Failed XBRL Rule v7370_m - Securitisations

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2021-11-23

Interpretation of the provision on the exemption of the exposure calculation

Regulation (EU) No 575/2013 (CRR) · Art. 390

EBA Rejected question

Submitted 2021-11-23

Validation Rule v10657_m

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2021-11-22

Application of Article 22 CRR for (mixed) financial holding companies in light of the approval procedure under Article 21a CRD

Regulation (EU) No 575/2013 (CRR) · Art. 22

EBA Question under review

Submitted 2021-11-19

Effective absence of set-off or netting arrangements

Regulation (EU) No 575/2013 (CRR) · Art. 52, 63, 72b

EBA Rejected question

Submitted 2021-11-19

The use of the financial collateral comprehensive method for retail exposures

Regulation (EU) No 575/2013 (CRR) · Art. 108

EBA Rejected question

Submitted 2021-11-15

Fair value changes of hedged interest rate items (hedge accounting) in the C 80.00/C 81.00 NSFR templates

Regulation (EU) No 575/2013 (CRR) · Art. 428i, 428p

EBA Rejected question

Submitted 2021-11-12

Validation rule v10675_m - Collateral received on Other demand deposits - F18 vs F13

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2021-11-12

Scope of prudential consolidation

Regulation (EU) No 575/2013 (CRR) · Art. 22

EBA Question under review

Submitted 2021-11-11

Jump-to-default risk weights in specific reporting requirements for market risk

Regulation (EU) No 575/2013 (CRR) · Art. 325x

EBA Rejected question

Submitted 2021-11-11

Aggregation of risk-class specific own funds requirements for delta, vega and curvature risks

Regulation (EU) No 575/2013 (CRR) · Art. Article 325h

EBA Rejected question

Submitted 2021-11-10

Negative sensitivities on C91.00 columns 0020 and 0030 - validation rule v10242_s

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2021-11-10

Trading book business for the purposes of Article 94 CRR

Regulation (EU) No 575/2013 (CRR) · Art. 94

EBA Rejected question

Submitted 2021-11-10

Threshold calculation for Corep C90.00 sheet

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2021-11-09

Validation Rule EGDQ_0480

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2021-11-08

COREP C91.00 - Consistency control v10242_s

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2021-11-08

Validation rule v6011_h

Regulation (EU) No 575/2013 (CRR) · Art. Annex V

EBA Rejected question

Submitted 2021-11-05

Reporting non performing exposures into days past due time bands

Regulation (EU) No 575/2013 (CRR) · Art. Annex V. Part 2. Paragraph 236

EBA Rejected question

Submitted 2021-11-03

Common Equity Tier I Minority Interest Calculation

Regulation (EU) No 575/2013 (CRR) · Art. 84

EBA Rejected question

Submitted 2021-11-03

Application of Articles 52 and 54 of Regulation No. 575/2013 (CRR) at consolidated level

Regulation (EU) No 575/2013 (CRR) · Art. 52

EBA Rejected question

Submitted 2021-10-29

Discount factor for the exposure under the standardised CVA risk capital requirement

Regulation (EU) No 575/2013 (CRR) · Art. 384

EBA Rejected question

Submitted 2021-10-19

LCR treatment of deposits received as collateral

Regulation (EU) No 575/2013 (CRR) · Art. 423

EBA Rejected question

Submitted 2021-10-15

Definition of long/short derivative positions

Regulation (EU) No 575/2013 (CRR) · Art. 273a

EBA Question under review

Submitted 2021-10-14

Original Maturity for off balance sheet items

Regulation (EU) No 575/2013 (CRR) · Art. 111 en Annex 1

EBA Rejected question

Submitted 2021-10-08

CRM for off balance sheet commitments

Regulation (EU) No 575/2013 (CRR) · Art. 124 and 203

EBA Rejected question

Submitted 2021-10-08

Application of the conditions set out at Article 104b(2) CRR which apply to trading desks when there is no approval for or operation of alternative internal models.

Regulation (EU) No 575/2013 (CRR) · Art. 104b

EBA Rejected question

Submitted 2021-10-06

Exemption of promotional loans from the leverage ratio requirement

Regulation (EU) No 575/2013 (CRR) · Art. 429a

EBA Rejected question

Submitted 2021-10-06

Credit card debt as Credit for Consumption

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Rejected question

Submitted 2021-09-24

Definition of NPL Ratio for EBA Dashboard and Disclosure

Regulation (EU) No 575/2013 (CRR) · Art. 434

EBA Rejected question

Submitted 2021-09-21

Correlation G0556 of COREP C14.00

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2021-09-21

Effective notional amount of bucket 3 in formula for interest rate risk category add-on

Regulation (EU) No 575/2013 (CRR) · Art. 280a

EBA Rejected question

Submitted 2021-09-20

Relevance of a person association's purpose for SME supporting factor application

Regulation (EU) No 575/2013 (CRR) · Art. 501

EBA Question under review

Submitted 2021-09-20

SF factors

Regulation (EU) No 575/2013 (CRR) · Art. 428ab

EBA Rejected question

Submitted 2021-09-15

FCCM volatility haircuts for eligible rated and unrated securitisation collateral

Regulation (EU) No 575/2013 (CRR) · Art. 224

EBA Rejected question

Submitted 2021-09-10

Minimum loss coverage for non-performing exposures under Article 469a

Regulation (EU) No 575/2013 (CRR) · Art. 469a

EBA Rejected question

Submitted 2021-09-09

Classification of derivatives on precious metals without physical underlying under SA-CCR

Regulation (EU) No 575/2013 (CRR) · Art. 271

EBA Rejected question

Submitted 2021-09-08

Direct and indirect funding of capital instruments

Regulation (EU) No 575/2013 (CRR) · Art. 28

EBA Rejected question

Submitted 2021-09-06

Prudential consolidation: definition of “unified management”

Regulation (EU) No 575/2013 (CRR) · Art. 18

EBA Rejected question

Submitted 2021-09-02

Recognition of a CRM provided by a guarantor treated under A-IRB on a securitization position treated ender SEC-SA

Regulation (EU) No 575/2013 (CRR) · Art. 249

EBA Rejected question

Submitted 2021-08-31

Treatment of multi-seller securitisations in CRR (Significant Risk Transfer)

Regulation (EU) No 575/2013 (CRR) · Art. art 247 CRR

EBA Rejected question

Submitted 2021-08-09

Dutch Residential Real Estate Mortgages - covered by NHG - Nationale Hypotheek Garantie - National Mortgage Guarantee - Calculation of RWA within and outside the Netherlands

Regulation (EU) No 575/2013 (CRR) · Art. 124

EBA Rejected question

Submitted 2021-07-20

Clause of substitution of investor or remarketing for capital or internal MREL

Regulation (EU) No 575/2013 (CRR) · Art. 52 / 63 / 72b

EBA Rejected question

Submitted 2021-07-20

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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