EBA · 2022_6341 Rejected question

LCR treatment of deposits placed with other credit institutions

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
460, para. 1
Topic
Liquidity risk
Submitted by
Competent authority
Submitted
2022-01-21
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Question

What is the LCR treatment of deposits placed with other credit institutions where the depositing credit institution neither reconciles with the deposit-receiving institution nor further examines the nature of the deposit?

Background

In the context of deposits placed at other credit institutions, a credit institution does not have a methodology in place to investigate if the credit institution that is owing those monies treats them as operational deposits. Instead the depositing credit institution automatically applies the treatment provided for non-operational interbank deposits, i.e. inflow rate of 100% pursuant to Article 32(2) of Delegated Regulation (EU) 2015/61 (as amended by Delegated Regulation (EU) 2018/1620).
No answer published yet.

Original source: European Banking Authority, Q&A ID 2022_6341

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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