EU Financial Regulatory Q&A Database

Pool Addition Date and Date Of Repurchase in a revolving deal

Securitisation Regulation (EU) 2017/2402

ESG factors and ESG objectives

Benchmarks Regulation (BMR) - Regulation 2016/1011

Disclosure requirements in Section 3 of Annex I of the benchmark statement

Benchmarks Regulation (BMR) - Regulation 2016/1011

Securitisation Disclosure Requirements and Templates

Securitisation Regulation (EU) 2017/2402

Securitisation Disclosure Requirements and Templates

Securitisation Regulation (EU) 2017/2402

Customer Type

Securitisation Regulation (EU) 2017/2402

Annex 10: Underlying Exposures - Non-Performing Exposures - Reporting of non-performing exposures securitisations – use of the EBA templates

Securitisation Regulation (EU) 2017/2402

More frequent reporting for securitisations

Securitisation Regulation (EU) 2017/2402

Annexes 12 and 13: Investor Reports - Trigger Measurements/Ratios

Securitisation Regulation (EU) 2017/2402

Group Own funds

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 223 of the Solvency II Directive; Article 331(1)(b) of the Delegated Regulation

Annex 3: Underlying Exposures - Commercial Real Estate - Payment Date

Securitisation Regulation (EU) 2017/2402

General provisions

Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 2(1), point (a) of ECSPR

General provisions

Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 2(1), point (l) ECSPR

Investor protection and marketing communication

Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 23 ECSPR

Transitional period

Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 48(1)

Provisions of crowdfunding services and organisational and operational requirements

Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 3(3) ECSPR

Investor protection and marketing communication

Regulation 2020/1503 - European crowdfunding service providers for business · Art. 21(6) ECSPR

Elements of possession (SIM card) and knowledge (knowledge-based responses to challenges or questions)

Directive 2015/2366/EU (PSD2) · Art. 4

Merchant IDs and SCA

Directive 2015/2366/EU (PSD2) · Art. 97

Technical Provisions (TPs)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 18; Article 28

Fee rebate arrangements

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC · Art. Question related to Articles 22 and 29 Directive 2010/43/EU (UCITS level 2)

Other

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 107(2); Article 117(3)

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 84

Own Funds (OF)

Guidelines on classification of own funds, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Article 308b(9)(10) of SII Directive

Technical Provisions (TPs)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Recital 17; Art 25; Art 28; Art. 83(1)(c)

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Articles 304 and 308(b)(13) of SII Directive; Articles 169 and 170 of Delegated Regulation (EU) No 2015/35

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 140

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 140

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 140

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 140

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. 142 of Commission Delegated Regulation (EU) 2015/35; (Article 75 of SII Directive)

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 142

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 142

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 142

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Articles 83(1)(a) and 188

Updated: Operational Risk - Gross Losses & Rapidly recovered loss events

Regulation (EU) No 575/2013 (CRR) · Art. 99

Other

Risk-Free Interest Rate - General questions · Art. EIOPA-BoS-21/317, Page 1

Other

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Articles 175 and 189(2)(f)

Valuation of Assets and Liabilities other than TPs

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Articles 8 and 9

Valuation of Assets and Liabilities other than TPs

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Article 75 (SII Directive); Article 9 (Delegated Regulation)

Reporting Templates

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A

Leasing - Contagion du défaut aux paiements minimaux - Default contagion for minimum payments

Regulation (EU) No 575/2013 (CRR) · Art. 134

Allocation of direct costs associated with the realisation of funded credit protection in case of partial coverage of an exposure by unfunded credit protection

Regulation (EU) No 575/2013 (CRR) · Art. 161

Requirements towards SCA if association is done based on phone call

Directive 2015/2366/EU (PSD2) · Art. 98

Delegation of 2-Factor Authentication (2FA) to PISP, AISP or other third party

Directive 2015/2366/EU (PSD2) · Art. Article 97

Association with the payment service user by means of a remote channel

Directive 2015/2366/EU (PSD2) · Art. 24

Clarification on level of protection required for the processing of the IBAN outside the inter-PSP environment

Directive 2015/2366/EU (PSD2) · Art. Article 66

Clarification on the qualification and protection requirements of a CustomerID when included in a payer-presented QR-code for the initiation of (instant) credit transfers at the point of interaction (POI)

Directive 2015/2366/EU (PSD2) · Art. Article 66

Interpreting the definitions of "client activity" and "unexpected" in modern financial services market in the context of CRR

Regulation (EU) No 575/2013 (CRR) · Art. 390