EU Financial Regulatory Q&A Database
Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.
7,161 Q&As matching current filters · page 50 of 144
ESG factors and ESG objectives
Benchmarks Regulation (BMR) - Regulation 2016/1011
Answered 2021-11-19
Disclosure requirements in Section 3 of Annex I of the benchmark statement
Benchmarks Regulation (BMR) - Regulation 2016/1011
Answered 2021-11-19
Securitisation Disclosure Requirements and Templates
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Securitisation Disclosure Requirements and Templates
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Securitisation Disclosure Requirements and Templates
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Customer Type
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Annex 10: Underlying Exposures - Non-Performing Exposures - Reporting of non-performing exposures securitisations – use of the EBA templates
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
More frequent reporting for securitisations
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Annexes 12 and 13: Investor Reports - Trigger Measurements/Ratios
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Group Own funds
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 223 of the Solvency II Directive; Article 331(1)(b) of the Delegated Regulation
Answered 2021-11-16
Annex 3: Underlying Exposures - Commercial Real Estate - Payment Date
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-15
Investor protection and marketing communication
Regulation 2020/1503 - European crowdfunding service providers for business · Art. 21(6) ECSPR
Answered 2021-11-10
Transitional period
Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 48(1)
Answered 2021-11-10
General provisions
Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 2(1), point (a) of ECSPR
Answered 2021-11-10
Provisions of crowdfunding services and organisational and operational requirements
Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 3(3) ECSPR
Answered 2021-11-10
Investor protection and marketing communication
Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 23 ECSPR
Answered 2021-11-10
General provisions
Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 2(1), point (l) ECSPR
Answered 2021-11-10
Elements of possession (SIM card) and knowledge (knowledge-based responses to challenges or questions)
Directive 2015/2366/EU (PSD2) · Art. 4
Answered 2021-11-05
Merchant IDs and SCA
Directive 2015/2366/EU (PSD2) · Art. 97
Answered 2021-11-05
Technical Provisions (TPs)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 18; Article 28
Answered 2021-11-04
Fee rebate arrangements
Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC · Art. Question related to Articles 22 and 29 Directive 2010/43/EU (UCITS level 2)
Answered 2021-11-01
Other
(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A
Answered 2021-10-29
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 107(2); Article 117(3)
Answered 2021-10-28
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 84
Answered 2021-10-28
Own Funds (OF)
Guidelines on classification of own funds, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Article 308b(9)(10) of SII Directive
Answered 2021-10-28
Technical Provisions (TPs)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Recital 17; Art 25; Art 28; Art. 83(1)(c)
Answered 2021-10-28
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Articles 304 and 308(b)(13) of SII Directive; Articles 169 and 170 of Delegated Regulation (EU) No 2015/35
Answered 2021-10-28
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 140
Answered 2021-10-26
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 140
Answered 2021-10-26
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 140
Answered 2021-10-25
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 140
Answered 2021-10-25
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. 142 of Commission Delegated Regulation (EU) 2015/35; (Article 75 of SII Directive)
Answered 2021-10-21
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 142
Answered 2021-10-21
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 142
Answered 2021-10-21
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 142
Answered 2021-10-19
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Articles 83(1)(a) and 188
Answered 2021-10-15
Updated: Operational Risk - Gross Losses & Rapidly recovered loss events
Regulation (EU) No 575/2013 (CRR) · Art. 99
Answered 2021-10-15
Other
Risk-Free Interest Rate - General questions · Art. EIOPA-BoS-21/317, Page 1
Answered 2021-10-12
Other
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Articles 175 and 189(2)(f)
Answered 2021-10-12
Valuation of Assets and Liabilities other than TPs
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Article 75 (SII Directive); Article 9 (Delegated Regulation)
Answered 2021-10-12
Valuation of Assets and Liabilities other than TPs
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Articles 8 and 9
Answered 2021-10-12
Reporting Templates
(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A
Answered 2021-10-07
Leasing - Contagion du défaut aux paiements minimaux - Default contagion for minimum payments
Regulation (EU) No 575/2013 (CRR) · Art. 134
Answered 2021-10-01
Allocation of direct costs associated with the realisation of funded credit protection in case of partial coverage of an exposure by unfunded credit protection
Regulation (EU) No 575/2013 (CRR) · Art. 161
Answered 2021-09-24
Requirements towards SCA if association is done based on phone call
Directive 2015/2366/EU (PSD2) · Art. 98
Answered 2021-09-24
Delegation of 2-Factor Authentication (2FA) to PISP, AISP or other third party
Directive 2015/2366/EU (PSD2) · Art. Article 97
Answered 2021-09-24
Association with the payment service user by means of a remote channel
Directive 2015/2366/EU (PSD2) · Art. 24
Answered 2021-09-24
Clarification on level of protection required for the processing of the IBAN outside the inter-PSP environment
Directive 2015/2366/EU (PSD2) · Art. Article 66
Answered 2021-09-24
Clarification on the qualification and protection requirements of a CustomerID when included in a payer-presented QR-code for the initiation of (instant) credit transfers at the point of interaction (POI)
Directive 2015/2366/EU (PSD2) · Art. Article 66
Answered 2021-09-24
Interpreting the definitions of "client activity" and "unexpected" in modern financial services market in the context of CRR
Regulation (EU) No 575/2013 (CRR) · Art. 390
Answered 2021-09-24
Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.
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