EU Financial Regulatory Q&A Database

Regulation (EU) 2024/886 of the European Parliament : Specify uniform reporting templates - Submit date

Regulation (EU) 2024/886 (IPR) · Art. The amendment of Article 15 of SEPA Regulation introduced by the Instant Payment Regulation (IPR)

Consideration of the row 0610 of the NSFR template C 80.00 in Disclosure template EU LIQ2 following published EBA Mapping tool

Regulation (EU) No 575/2013 (CRR) · Art. 451a

CCP / clearing-like activities

Regulation 648/2012 - OTC derivatives, central counterparties and trade repositories (EMIR) - CCPs

Accommodation and food service activities

Regulation (EU) No 575/2013 (CRR) · Art. 449a

Request for Clarification on the Interpretation of Council Regulation (EC) No 1338/2001 of 28 June 2001 laying down measures necessary for the protection of the euro against counterfeiting, and Decision of the European Central Bank of 16 September 2010 on the authenticity and fitness checking and recirculation of euro banknotes (ECB/2010/14) (2010/597/EU)

Other · Art. Council Regulation (EC) No 1338/2001

Corporate exposures in C10.00 memorandum lines r0250 and r0260

Regulation (EU) No 575/2013 (CRR) · Art. 430

Netting of foreign exchange derivatives (as per Annex (II, a-e) of Reg. No 575/2013) in Net Stable Funding Ratio (NSFR)

Regulation (EU) No 575/2013 (CRR) · Art. 428 (d)

Definition of ‘another financial entity’

Regulation (EU) No 2019/2033 (IFR) · Art. 17

Liquid assets - CIUs

Regulation (EU) No 2019/2033 (IFR) · Art. 43

Pillar 3 Template EULR2 - LRCom: Leverage ratio common disclosure (Row 24) Instruction

Regulation (EU) No 575/2013 (CRR) · Art. Article 451(1), points (a) and (b); Article 451(3)

v6332 - Negative FV changes os hedged intems (C 32.01)

Regulation (EU) No 575/2013 (CRR) · Art. Annex I, C 32.01

COREP C 08.05 c0050 “average historical annual default rate” / exposure classes

Regulation (EU) No 575/2013 (CRR) · Art. 147

Liability category of margins received

Directive 2014/59/EU (BRRD) · Art. Article 17

Major holdings notification - aggregation

Transparency Directive (TD) Directive 2004/109/EC · Art. Article 13a Transparency Directive

Inclusion of the CIU portfolio (qx2082) in Total AIRB (qx2023) or FIRB (qx2022) portfolios for the purpose of Templates C_08.01 / C_08.02 / C_08.03 / C_08.05 / C_34.07 and COREP-CODIS P3DH module

Regulation (EU) No 575/2013 (CRR) · Art. Commission Implementing Regulation (EU) No 3117/2024 - Commission Implementing Regulation (EU) No 3172/2024

Finrep Validation Rules v4975_m and v6058_m6

Regulation (EU) No 575/2013 (CRR) · Art. 430

Contractual agreement with ICT service providers

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA) · Art. Art. 30, DORA

Obstacle assessment of an ASPSP offering only web redirection to TPPs while a superior native app authentication method exists for its direct users

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Obstacle assessment of requiring an additional SCA for PIS within an existing authenticated AIS session

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Reporting of registered covered bonds issued by the reporting institution

Regulation (EU) No 575/2013 (CRR) · Art. 100

Obstacle assessment of requiring multiple manual checkboxes for a single AIS consent

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Execution of an authorized payment instruction made conditional on manual user redirection

Directive 2015/2366/EU (PSD2) · Art. Article: 98

Clarification request - CP Pillar 3 ESG - Template 2 covered bonds

Regulation (EU) No 575/2013 (CRR) · Art. Consultation Paper published by EBA on 22/05 concerning Pillar III ESG disclosures.

Article 12 of Regulation (EU) 2024/857 - non-performing exposures (NPEs) exceeds the 2% threshold.

Directive 2013/36/EU (CRD) · Art. 84

Temporary treatment of unrealised gains and losses measured at fair value through other comprehensive income

Regulation (EU) No 575/2013 (CRR) · Art. 468

Classification of an Aifm under DORA regulation

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

COREP CVA Risk reporting – exempted CCP-related transactions

Regulation (EU) No 575/2013 (CRR) · Art. 430

Investment firms’ SFDR disclosure obligations

Regulation (EU) 2019/2088 - Sustainable Finance Disclosure Regulation (SFDR) · Art. Art 2.1(b)

Disclosure obligations under Article 9(3)

Regulation (EU) 2019/2088 - Sustainable Finance Disclosure Regulation (SFDR) · Art. Article 9(3) - Joint SFDR Q&A II.1

COREP Template 236. Specialised Lending Supervisory Slotting Method

Regulation (EU) No 575/2013 (CRR) · Art. 236 and 236a

Customers short sales internally matched with other clients’ long positions, as part of primary brokerage services

Regulation (EU) No 575/2013 (CRR) · Art. 423

Application of the ‘sole purpose test’ with respect to the criterion predominant source of revenues.

Regulation (EU) No 2017/2402 (SecReg) · Art. 6

Reporting of minority interest on the NSFR

Regulation (EU) No 575/2013 (CRR) · Art. 428k

FINREP – Loan commitments, financial guarantees and other commitments given

Regulation (EU) No 575/2013 (CRR) · Art. Annex V, Part 2

Annual reporting for GSIIDISPILLAR3 to the Competent Authorities under DPM 4.2

Regulation (EU) No 575/2013 (CRR) · Art. 441

Investment of funds received in exchange of e-money tokens

Regulation (EU) No 2023/1114 (MiCAR) · Art. Article 54

Form ‘F 32.01’ on asset encumbrance: Market value including or excluding accrued interest?

Regulation (EU) No 575/2013 (CRR) · Art. 430

Derivatives settled in stablecoins

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries

Outsourcing; Critical and important functions; Principle of Proportionality

Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries · Art. EBA/GL/2019/02 (EBA Guidelines)

Deduction of pledged own shares from Common Equity Tier 1 items

Regulation (EU) No 575/2013 (CRR) · Art. 36

Deduction of pledged own shares from Common Equity Tier 1 items

Regulation (EU) No 575/2013 (CRR) · Art. 36

Deduction of pledged own shares from Common Equity Tier 1 items

Regulation (EU) No 575/2013 (CRR) · Art. 36

Clarification on the term “fully and completely secured by mortgages” in Article 47c(1) in the context of Non-Performing Exposures (NPEs).

Regulation (EU) No 575/2013 (CRR) · Art. 47c

Intent to Present Future Performance in Percentage Terms in Robo-Advisory App – Compliance with MiFID II (incl. Article 44) and PRIIPs

Packaged Retail and Insurance-based Investment Products Regulation (PRIIPS) Regulation (EU) No 1286/2014 · Art. Additionally MiFID 2 - article 44

Umgang mit unwiderruflichen Zeichnungszusagen für Fondsanteile im Kreditrisiko Kurzbeschreibung: Zuordnung und Risikogewichtung von Zeichnungszusagen in den Phasen der Fondsauflegung

Regulation (EU) No 575/2013 (CRR) · Art. 132

Requirements of Z 11.00 for RLE that are not institutions

Directive 2014/59/EU (BRRD) · Art. 11

The instructions for row 0170 C10.00 seem inconsistent.

Regulation (EU) No 575/2013 (CRR) · Art. 147

Application of the delegation requirements foreseen under Article 1(9)(b) AIFMD II, respectively, Article 2(4)(b) AIFMD II

Alternative Investment Fund Managers Directive (AIFMD) Directive 2011/61/EU

Presentation of lending for house purchase

Regulation (EU) No 575/2013 (CRR) · Art. 430

Delimitation of the quantity of liabilities and capital instruments to be computed in the NSFR calculation

Regulation (EU) No 575/2013 (CRR) · Art. 428o