EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

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8,465 Q&As matching current filters · page 46 of 170

Simultaneous applicability of non-deduction exemptions under Articles 48 and 49 CRR regarding equity exposures on insurance holdings where an institution has a significant investment

Regulation (EU) No 575/2013 (CRR) · Art. 48

EBA Final Q&A

Answered 2022-02-11

Use of UTP triggers when default definition is on facility level

Regulation (EU) No 575/2013 (CRR) · Art. 178

EBA Final Q&A

Answered 2022-02-11

Treatment of Repo and Reverse repo with bilateral early termination option

Regulation (EU) No 575/2013 (CRR) · Art. 428q

EBA Final Q&A

Answered 2022-02-11

Application of Required Stable Funding on the basis of Guarantees Received

Regulation (EU) No 575/2013 (CRR) · Art. Article 428ad

EBA Final Q&A

Answered 2022-02-11

Excess collateral held by credit institution that can be contractually called at any times by the counterparty

Regulation (EU) No 575/2013 (CRR) · Art. 423

EBA Final Q&A

Answered 2022-02-11

LCR treatment of maturing securities issued by the reporting credit institution

Regulation (EU) No 575/2013 (CRR) · Art. 460

EBA Final Q&A

Answered 2022-02-11

Weighting of EVE gains of domestic currency by a factor of 50% when calculating the aggregate EVE change for each interest rate shock scenario

Directive 2013/36/EU (CRD) · Art. 84

EBA Final Q&A

Answered 2022-02-11

Original maturity for off-balance sheet items

Regulation (EU) No 575/2013 (CRR) · Art. 111

EBA Final Q&A

Answered 2022-02-11

Callable deposits from financial institutions to be included in LCR with the entire outstanding

Regulation (EU) No 575/2013 (CRR) · Art. 412

EBA Final Q&A

Answered 2022-02-11

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 116

EIOPA

Answered 2022-02-11

Definition of retail deposits which meet conditions from Article 25(2)(d) LCR Amending Act

Regulation (EU) No 575/2013 (CRR) · Art. 421

EBA Final Q&A

Answered 2022-02-11

Pending credit offers

Regulation (EU) No 575/2013 (CRR) · Art. 424

EBA Final Q&A

Answered 2022-02-11

Consolidated supervision

Regulation (EU) No 575/2013 (CRR) · Art. 11

EBA Final Q&A

Answered 2022-02-11

Issues related to para (89) of the EBA/GL/2017/16 with regards to the calibration procedure of the PD models to be conducted “after taking into account any overrides applied in the assignment of obligors to grades or pools”

Regulation (EU) No 575/2013 (CRR) · Art. 160, 163,172

EBA Final Q&A

Answered 2022-02-11

Risk weight attribution to loans guaranteed by third counterparties in NSFR

Regulation (EU) No 575/2013 (CRR) · Art. 428af

EBA Final Q&A

Answered 2022-02-11

Residential Reverse mortgages RWA

Regulation (EU) No 575/2013 (CRR) · Art. 124

EBA Final Q&A

Answered 2022-02-11

Unutilised Limits of Guarantess

Regulation (EU) No 575/2013 (CRR) · Art. 389

EBA Final Q&A

Answered 2022-02-11

Interim profits attributable to minority shareholders

Regulation (EU) No 575/2013 (CRR) · Art. 26

EBA Final Q&A

Answered 2022-02-11

Calculation of the number of obligors

Regulation (EU) No 575/2013 (CRR) · Art. 4

EBA Final Q&A

Answered 2022-02-11

Eligibility Criteria for Tier 2 Capital in light of the replacement of LIBOR/EURIBOR

Regulation (EU) No 575/2013 (CRR) · Art. 63

EBA Final Q&A

Answered 2022-02-11

Freedom of establishment (Art. 6 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. N/A

EIOPA

Answered 2022-02-10

Reporting Templates

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A

EIOPA

Answered 2022-02-10

Reporting Templates

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A

EIOPA

Answered 2022-02-10

Pensions Reporting

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A

EIOPA

Answered 2022-02-10

Reporting Templates

(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities · Art. N/A

EIOPA

Answered 2022-02-10

C34.08 report - define the collaterals considering the both legs of the securities financing transactions (SFTs)

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2022-02-04

Reporting of items deducted from T1 in RWA columns in C43 (Breakdown of LR Measure)

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2022-02-04

Calculation of past due days

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2022-02-04

Template F 12.1a

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2022-02-04

Template F 22.02: Assets involved in the services provided

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2022-02-04

Reporting of Securitisation Exposures in Template C43.00

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2022-02-04

C_81.00 ASF from capital items and instruments

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2022-02-04

Scope of COREP template C34.08 only CCP exposure?

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2022-02-04

Application of CRR Article 272(12) to SFT population within CoRep Template C34.02

Regulation (EU) No 575/2013 (CRR) · Art. Article 430

EBA Final Q&A

Answered 2022-02-04

Adjustments to RWA for DTA related to timing differences due to IFRS 9 transitional arrangements in template C5.01.

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2022-02-04

Interest expenses categories

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2022-02-04

Reporting the income or expense resulting from the recalculation of the carrying amount of the financial asset or financial liability as prescribed by IFRS 9.B5.4.6.

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2022-02-04

Temporary disruptions to the provision of a benchmark in the context of Article 28(2) of the BMR (ESMA70-145-114 QAs on BMR Q&A 8.6)

Benchmarks Regulation (BMR) - Regulation 2016/1011

ESMA Answer Published

Answered 2022-01-28

Investor protection and marketing communication

Regulation 2020/1503 - European crowdfunding service providers for business

ESMA Answer Published

Answered 2022-01-28

Investor protection and marketing communication

Regulation 2020/1503 - European crowdfunding service providers for business

ESMA Answer Published

Answered 2022-01-28

Investor protection and marketing communication

Regulation 2020/1503 - European crowdfunding service providers for business

ESMA Answer Published

Answered 2022-01-28

Investor protection and marketing communication

Regulation 2020/1503 - European crowdfunding service providers for business

ESMA Answer Published

Answered 2022-01-28

Investor protection and marketing communication

Regulation 2020/1503 - European crowdfunding service providers for business

ESMA Answer Published

Answered 2022-01-28

Cross-selling (Art. 24 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 24

EIOPA

Answered 2022-01-28

Product oversight and governance arrangements (Art. 25 IDD)

(EU) No 2017/2358 - product oversight and governance requirements for insurance, Preparatory Guidelines on product oversight & governance arrangements by insurance undertakings & insurance distributors, (EU) No 2016/97 - Insurance Distribution Directive · Art. Article 25 of IDD; Articles 8 and 11 of Delegated Regulation (EU) No 2017/2358

EIOPA

Answered 2022-01-28

State guarantee of newly issued liabilities

Directive 2014/59/EU (BRRD) · Art. 32

EBA Final Q&A

Answered 2022-01-28

Recovery plans for subsidiaries that are not institutions

Directive 2014/59/EU (BRRD) · Art. 7, 8

EBA Final Q&A

Answered 2022-01-28

References to “the group” in Articles 6 (2) and (5)

Directive 2014/59/EU (BRRD) · Art. 6

EBA Final Q&A

Answered 2022-01-28

Relation between precautionary recapitalisation and early intervention measures

Directive 2014/59/EU (BRRD) · Art. 27, 34

EBA Final Q&A

Answered 2022-01-28

Notification requirements in the context of financial support

Directive 2014/59/EU (BRRD) · Art. 25

EBA Final Q&A

Answered 2022-01-28

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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