EU Financial Regulatory Q&A Database

Application of Title II requirements to CASPs operating a trading platform for crypto-assets

MiCA · Art. Article 5(2) of MiCA

Payouts in fiat currency by CASPs in the context of exchange services

MiCA · Art. Article 75 of MiCA

Overlap between offers of crypto-assets and placing

MiCA · Art. Article 3(1)(22) of MiCA

Interests earned from client funds deposited at credit institutions

MiCA

Calculation of fixed overheads

MiCA · Art. Article 67 / Paragraph 3

Clarification on Withdrawal Requirements under Article 75 of MiCA for CASPs

MiCA · Art. Article 75 MiCA

Application of a new exception to PDMRs’ general prohibition to trade during the close period

Market Abuse Regulation (MAR) Regulation (EU) No 596/2014 - Market Intergrity · Art. Article 19 (12a) of MAR as introduced by the Listing Act

Interaction of the APM Guidelines with IFRS 18 Presentation and Disclosure in Financial Statements; APM Guidelines and paragraphs 117 to 125 of IFRS 18

Transparency Directive (TD) Directive 2004/109/EC

Interim financial statements; Paragraph 31 and 32 of the APMs Guidelines.

Transparency Directive (TD) Directive 2004/109/EC

Concept of Prominence; Paragraph 35 and 36 of the APM Guidelines.

Transparency Directive (TD) Directive 2004/109/EC

Measures presented simultaneously inside and outside financial statements; Paragraphs 4, 17, 19, 29, 35 to 36 and 45 to 48 of APMs Guidelines.

Transparency Directive (TD) Directive 2004/109/EC

Other, Other

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 51

Risk Free Rate (RFR)

(EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance)

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

3495

Risk-Free Interest Rate - VA representative portfolios

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 118

Classification of phishing-attacks as a reportable major ICT-related incident

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 3

Types of "telephone services" included under the definition of "ICT services"

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 3

Public Authorities Exemption

Regulation (EU) No 2022/2554 (DORA Reg) · Art. Recital 63

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 120

3454

(EU) 2017/653 - PRIIPs Delegated Regulation for key information document

Technical Provisions (TPs), Solvency Capital Requirement (SCR)

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision, Revised Guidelines on Contract Boundaries, Guidelines on contract boundaries

Disclosure (Art. 26 – 33, 35 - 39 PEPP)

(EU) 2019/1238 - Pan-European Personal Pension Product (PEPP) · Art. Annex III, Part 3, Section 29 of the Commission Delegated Regulation 2021/473

Reporting Templates

(EU) 2016/2341 - IORP II Directive · Art. N/A

Risk Free Rate (RFR)

Risk-Free Interest Rate - Financial market data

3493

Risk-Free Interest Rate - Extrapolation

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 84

Technical Provisions (TPs), Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 88

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 209

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Calculation of Ideosyncratic and Systematic Risk

Regulation (EU) No 575/2013 (CRR) · Art. 384

Threshold exemptions from deduction from Common Equity Tier 1 items – Reporting within CoRep C 07.00

Regulation (EU) No 575/2013 (CRR) · Art. 430

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 129

Technical Provisions (TPs)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Article 33 (2015/35), Article 77 (2009/138)

Due diligence

Regulation 2020/1503 - European crowdfunding service providers for business · Art. Article 5

Prospectus QA exemption

Prospectus Regulation 2017/1129

Prospectus Q&A exemption

Prospectus Regulation 2017/1129

Exclusion related to UNGC/OECD Guidelines

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

Exclusion related to UNGC/OECD Guidelines

Alternative Investment Fund Managers Directive (AIFMD) Directive 2011/61/EU

Risk Free Rate (RFR)

Risk-Free Interest Rate - Deep, Liquid and Transparent maturities

3485

Risk-Free Interest Rate - Deep, Liquid and Transparent maturities · Art. N/A

Consumer protection (Art. 48 – 51 PEPP), Packaged retail and insurance-based investment products (PRIIPs), Public Disclosure, Pensions Reporting

(EU) 2019/1238 - Pan-European Personal Pension Product (PEPP)

Competences of home and host Member States (Art. 7 - 9 IDD)

(EU) No 2016/97 - Insurance Distribution Directive · Art. 8

Other

(EU) No 2016/97 - Insurance Distribution Directive · Art. 8

Trading obligation for shares

Markets in Financial Instruments Regulation (MiFIR) Regulation (EU) No 600/2014- Secondary Markets

NEW LIQUIDITY MANAGEMENT TOOLS REQUIREMENTS FOR UCITS AND OPEN ENDED AIFS COMING INTO EFFECT ON 16 APRIL 2026: DOES THE SCOPE OF LMTs EXTEND TO NON-EU OPEN ENDED AIFs?

Alternative Investment Fund Managers Directive (AIFMD) Directive 2011/61/EU · Art. Directive [EU] 2024/927 amending UCITS Directive and AIFM Directive with regard to the new liquidity management tools (LMTs) requirements for UCITS and open-ended AIFs coming into effect on 16 April 2026

Group-affiliated small ESG rating providers

ESGR - Regulation (EU) 2024/3005

ESMA assessment of temporary regime notification

ESGR - Regulation (EU) 2024/3005

Small ESG rating provider no longer meeting temporary regime size requirements

ESGR - Regulation (EU) 2024/3005