EU Financial Regulatory Q&A Database
Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.
1,806 Q&As matching current filters · page 28 of 37
Safeguarding requirements
Directive 2015/2366/EU (PSD2) · Art. 10
Submitted 2019-09-18
Inclusion (or not) of a particular "timing loss" in the C 16.00 and C 17.00 template
Regulation (EU) No 575/2013 (CRR) · Art. 324
Submitted 2019-09-18
Application of Articles 473a(3) and 473a(4) CRR (Practical application of Article 473a to exposures for which the approach to calculate RWAs changes after the day of initial application of IFRS 9
Regulation (EU) No 575/2013 (CRR) · Art. 473a
Submitted 2019-09-17
Interpretation of payment instrument
Directive 2015/2366/EU (PSD2) · Art. 4
Submitted 2019-09-17
Appropriate Risk Weight for purchased defaulted assets
Regulation (EU) No 575/2013 (CRR) · Art. 127
Submitted 2019-09-11
Own funds instruments passed on to employees of the institution as part of their remuneration
Regulation (EU) No 575/2013 (CRR) · Art. 77,78
Submitted 2019-09-09
Calculation of the amount of holdings of own Common Equity Tier 1 instruments on the basis of the net long position
Regulation (EU) No 575/2013 (CRR) · Art. 42
Submitted 2019-09-09
Interaction between total MREL and subordinated “eight percent TLOF” requirement
Directive 2014/59/EU (BRRD) · Art. 45b
Submitted 2019-09-09
Calculation of the amount of holdings of own Common Equity Tier 1 instruments on the basis of the net long position
Regulation (EU) No 575/2013 (CRR) · Art. 42
Submitted 2019-09-09
Large exposures regime for exposures treated as the exposures to institutions in accordance with Article 119(5) of CRR
Regulation (EU) No 575/2013 (CRR) · Art. 395
Submitted 2019-09-05
USA public sector entities risk weight
Regulation (EU) No 575/2013 (CRR) · Art. 116
Submitted 2019-08-29
Estimation of Credit Conversion Factor in case of exposure values decreasing before default event
Regulation (EU) No 575/2013 (CRR) · Art. 182
Submitted 2019-08-28
Roles that can be assigned to electronic money institutions in certificates
Directive 2015/2366/EU (PSD2) · Art. 11
Submitted 2019-08-15
Reference to provisions governing the access to extraordinary financing in MREL calibration
Directive 2014/59/EU (BRRD) · Art. 45c
Submitted 2019-08-09
Interplay between subordination and calibration for MREL
Directive 2014/59/EU (BRRD) · Art. 45c
Submitted 2019-08-09
Treatment of intragroup liabilities when one of the institutions is established in a country being a member of EEA and EFTA (i.e. non-EU Member State but EEA Member State), which has implemented Directive 2014/59/UE, but entry into force of the Decision of the EEA Joint Committee (‘JCD’) No 21/2018 of 9 February 2018 is pending and the draft JCD incorporating Delegated Regulation (EU) 2015/63 is under consideration by the EU (EEAS) and the EFTA States (Iceland, Liechtenstein and Norway)
Directive 2014/59/EU (BRRD) · Art. 103
Submitted 2019-08-07
Granularity required for reference data required
Directive 2013/36/EU (CRD) · Art. 78
Submitted 2019-08-01
Calculation of supervisory delta and adjusted notional for digital options
Regulation (EU) No 575/2013 (CRR) · Art. 279b
Submitted 2019-07-17
Recognised items for minimum loss coverage for non-performing exposures (Pillar 1 backstop)
Regulation (EU) No 575/2013 (CRR) · Art. 47c
Submitted 2019-07-16
Definition of Rating and Date of most recent rating of counterparty
Directive 2013/36/EU (CRD) · Art. 78
Submitted 2019-07-15
Minimum loss coverage of non-performing exposures under Article 469a, subparagraph 2 CRR
Regulation (EU) No 575/2013 (CRR) · Art. 469a
Submitted 2019-07-15
Interpretation of the term "all observed defaults" in Article 500 of Regulation (EU) No 575/2013 as amended
Regulation (EU) No 575/2013 (CRR) · Art. 500
Submitted 2019-07-05
The amount of a card payment transaction authorised online in HRK
Directive 2015/2366/EU (PSD2) · Art. 64,52
Submitted 2019-07-01
Interaction of voluntary capital deduction (CRR art 3) with required coverage of non-performing exposures (art 47c), exposure value for credit risk (art 111) and treatment of expected loss amounts (art 159)
Regulation (EU) No 575/2013 (CRR) · Art. 3, 47c, 111. 159
Submitted 2019-06-20
Treatment of open repos for leverage ratio exposure measure
Regulation (EU) No 575/2013 (CRR) · Art. 1
Submitted 2019-06-14
Definition of private equity exposures in articles 155(2) and 155(3)
Regulation (EU) No 575/2013 (CRR) · Art. 155
Submitted 2019-06-11
Scoping and content for template 6 of the EBA GL Disclosure of NPE/FBE
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2019-06-06
Clarification about the definition of default for retail exposures
Regulation (EU) No 575/2013 (CRR) · Art. Article 123 and 178
Submitted 2019-05-30
Recognition criteria for off-balance sheet items for exposure value calculation
Regulation (EU) No 575/2013 (CRR) · Art. 24
Submitted 2019-05-29
Requirement for credit institutions and electronic money institutions wishing to offer PIS and AIS to take out professional indemnity insurance or a comparable guarantee / Obbligo di dotarsi di un'assicurazione per la responsabilità civile o analoga garanzia, per gli Enti creditizi o Istituti di moneta elettronica che vogliono offrire i servizi di PIS e AIS
Directive 2015/2366/EU (PSD2) · Art. 5
Submitted 2019-05-29
Method to calculate RWAs in relation to a securitisation position where the underlying pool comprises specialized lending exposures
Regulation (EU) No 575/2013 (CRR) · Art. 254, 255
Submitted 2019-05-20
Primary Key combination provided in Annex II guidelines seems incorrect or incomplete for Template Z. 10.02
Directive 2014/59/EU (BRRD) · Art. Annex II
Submitted 2019-05-19
Partial Waiver of Article 6(1) CRR according to Article 7(3) CRR
Regulation (EU) No 575/2013 (CRR) · Art. 7
Submitted 2019-05-15
Moment of deduction for cooperative shares
Regulation (EU) No 575/2013 (CRR) · Art. 77
Submitted 2019-05-14
Prudential consolidation: definition of "undertaking" and "dominant influence"
Regulation (EU) No 575/2013 (CRR) · Art. 18
Submitted 2019-05-14
Incorrect validation rules
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2019-05-14
Scope of Prudential consolidation
Regulation (EU) No 575/2013 (CRR) · Art. 22
Submitted 2019-05-14
Interpretation of the words ‘preceding year’ in Method B under Article 9(1) of the PSD2
Directive 2015/2366/EU (PSD2) · Art. 9
Submitted 2019-04-30
Place in the sequence of write down for an istrument that does not qualify as part of own funds
Directive 2014/59/EU (BRRD) · Art. 48
Submitted 2019-04-26
Application of disclosure templates in EBA/GL/2018/10 for O-SIIs
Regulation (EU) No 575/2013 (CRR) · Art. 6, 13
Submitted 2019-04-25
Effect of bail-in tool: clarification on Article 53(3)
Directive 2014/59/EU (BRRD) · Art. 53
Submitted 2019-04-17
Specialised Lending - Interpretation of contractual arrangements that give the lender a substantial degree of control
Regulation (EU) No 575/2013 (CRR) · Art. 147
Submitted 2019-04-15
Default Rate calculation
Directive 2013/36/EU (CRD) · Art. 78
Submitted 2019-04-12
Use of credit insurance as credit risk mitigation under the standardised approach for credit risk and application of the CRM eligibility requirements to certain clauses which are typical for credit insurance contracts
Regulation (EU) No 575/2013 (CRR) · Art. 213
Submitted 2019-04-12
Resolution plans for subsidiaries where no resolution college has been established yet
Directive 2014/59/EU (BRRD) · Art. 12
Submitted 2019-04-01
Upside uncertainty and OPR AVA
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2019-03-27
Definition of "external customers" mentioned in iii) of b) of Paragraph 1 of Article 96
Directive 2014/59/EU (BRRD) · Art. 96
Submitted 2019-03-15
Ready access to bonds giving natural hedging to the banking book
Regulation (EU) No 575/2013 (CRR) · Art. 425
Submitted 2019-03-06
Provisions as part of the own funds
Regulation (EU) No 575/2013 (CRR) · Art. 322
Submitted 2019-02-28
Treatment for the intragroup derivative liabilities in the methodology to calculate ex-ante annual contributions to the Single Resolution Fund
Directive 2014/59/EU (BRRD) · Art. 103
Submitted 2019-02-27
Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.
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