EU Financial Regulatory Q&A Database
Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.
8,600 Q&As matching current filters · page 168 of 172
Recognised items for minimum loss coverage for non-performing exposures (Pillar 1 backstop)
Regulation (EU) No 575/2013 (CRR) · Art. 47c
Submitted 2019-07-16
Definition of Rating and Date of most recent rating of counterparty
Directive 2013/36/EU (CRD) · Art. 78
Submitted 2019-07-15
Minimum loss coverage of non-performing exposures under Article 469a, subparagraph 2 CRR
Regulation (EU) No 575/2013 (CRR) · Art. 469a
Submitted 2019-07-15
Interpretation of the term "all observed defaults" in Article 500 of Regulation (EU) No 575/2013 as amended
Regulation (EU) No 575/2013 (CRR) · Art. 500
Submitted 2019-07-05
The amount of a card payment transaction authorised online in HRK
Directive 2015/2366/EU (PSD2) · Art. 64,52
Submitted 2019-07-01
Interaction of voluntary capital deduction (CRR art 3) with required coverage of non-performing exposures (art 47c), exposure value for credit risk (art 111) and treatment of expected loss amounts (art 159)
Regulation (EU) No 575/2013 (CRR) · Art. 3, 47c, 111. 159
Submitted 2019-06-20
Treatment of open repos for leverage ratio exposure measure
Regulation (EU) No 575/2013 (CRR) · Art. 1
Submitted 2019-06-14
Definition of private equity exposures in articles 155(2) and 155(3)
Regulation (EU) No 575/2013 (CRR) · Art. 155
Submitted 2019-06-11
Scoping and content for template 6 of the EBA GL Disclosure of NPE/FBE
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2019-06-06
Clarification about the definition of default for retail exposures
Regulation (EU) No 575/2013 (CRR) · Art. Article 123 and 178
Submitted 2019-05-30
Requirement for credit institutions and electronic money institutions wishing to offer PIS and AIS to take out professional indemnity insurance or a comparable guarantee / Obbligo di dotarsi di un'assicurazione per la responsabilità civile o analoga garanzia, per gli Enti creditizi o Istituti di moneta elettronica che vogliono offrire i servizi di PIS e AIS
Directive 2015/2366/EU (PSD2) · Art. 5
Submitted 2019-05-29
Recognition criteria for off-balance sheet items for exposure value calculation
Regulation (EU) No 575/2013 (CRR) · Art. 24
Submitted 2019-05-29
Method to calculate RWAs in relation to a securitisation position where the underlying pool comprises specialized lending exposures
Regulation (EU) No 575/2013 (CRR) · Art. 254, 255
Submitted 2019-05-20
Primary Key combination provided in Annex II guidelines seems incorrect or incomplete for Template Z. 10.02
Directive 2014/59/EU (BRRD) · Art. Annex II
Submitted 2019-05-19
Partial Waiver of Article 6(1) CRR according to Article 7(3) CRR
Regulation (EU) No 575/2013 (CRR) · Art. 7
Submitted 2019-05-15
Scope of Prudential consolidation
Regulation (EU) No 575/2013 (CRR) · Art. 22
Submitted 2019-05-14
Moment of deduction for cooperative shares
Regulation (EU) No 575/2013 (CRR) · Art. 77
Submitted 2019-05-14
Incorrect validation rules
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2019-05-14
Prudential consolidation: definition of "undertaking" and "dominant influence"
Regulation (EU) No 575/2013 (CRR) · Art. 18
Submitted 2019-05-14
Interpretation of the words ‘preceding year’ in Method B under Article 9(1) of the PSD2
Directive 2015/2366/EU (PSD2) · Art. 9
Submitted 2019-04-30
Place in the sequence of write down for an istrument that does not qualify as part of own funds
Directive 2014/59/EU (BRRD) · Art. 48
Submitted 2019-04-26
Application of disclosure templates in EBA/GL/2018/10 for O-SIIs
Regulation (EU) No 575/2013 (CRR) · Art. 6, 13
Submitted 2019-04-25
Effect of bail-in tool: clarification on Article 53(3)
Directive 2014/59/EU (BRRD) · Art. 53
Submitted 2019-04-17
Specialised Lending - Interpretation of contractual arrangements that give the lender a substantial degree of control
Regulation (EU) No 575/2013 (CRR) · Art. 147
Submitted 2019-04-15
Use of credit insurance as credit risk mitigation under the standardised approach for credit risk and application of the CRM eligibility requirements to certain clauses which are typical for credit insurance contracts
Regulation (EU) No 575/2013 (CRR) · Art. 213
Submitted 2019-04-12
Default Rate calculation
Directive 2013/36/EU (CRD) · Art. 78
Submitted 2019-04-12
Resolution plans for subsidiaries where no resolution college has been established yet
Directive 2014/59/EU (BRRD) · Art. 12
Submitted 2019-04-01
Upside uncertainty and OPR AVA
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2019-03-27
Definition of "external customers" mentioned in iii) of b) of Paragraph 1 of Article 96
Directive 2014/59/EU (BRRD) · Art. 96
Submitted 2019-03-15
Ready access to bonds giving natural hedging to the banking book
Regulation (EU) No 575/2013 (CRR) · Art. 425
Submitted 2019-03-06
Provisions as part of the own funds
Regulation (EU) No 575/2013 (CRR) · Art. 322
Submitted 2019-02-28
Treatment for the intragroup derivative liabilities in the methodology to calculate ex-ante annual contributions to the Single Resolution Fund
Directive 2014/59/EU (BRRD) · Art. 103
Submitted 2019-02-27
Application of a cash deposit and hedging contract on CFDs in order to reduce market risk capital requirements
Regulation (EU) No 575/2013 (CRR) · Art. 346; 352; 327; 357
Submitted 2019-02-26
Immediate Refund by the Payment Service Provider of unauthorised SEPA Direct Debit transactions after 8 weeks.
Directive 2015/2366/EU (PSD2) · Art. 73
Submitted 2019-02-26
Market Risk Swap as credit derivative (i.e. Total Return Swap) applied for reducing market risk capital requirements
Regulation (EU) No 575/2013 (CRR) · Art. 346; 204
Submitted 2019-02-26
Surcharging
Directive 2015/2366/EU (PSD2) · Art. Introductory Text
Submitted 2019-02-26
Speculative immovable property financing definition with respect to debt-for-asset swaps
Regulation (EU) No 575/2013 (CRR) · Art. 4
Submitted 2019-02-18
Control v6363_m - Number of days of the prudent exit period ?
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2019-02-14
Eligibility of convertible instruments as financial collateral
Regulation (EU) No 575/2013 (CRR) · Art. 197
Submitted 2019-02-04
Use of the last available data for risk quantification sample and out-of-time validation sample
Regulation (EU) No 575/2013 (CRR) · Art. 175, 179
Submitted 2019-01-31
Treatment of exposure for unsettled repurchase and reverse repurchase agreements
Regulation (EU) No 575/2013 (CRR) · Art. 429
Submitted 2019-01-31
Definition of exposure in non-significant business units and relating “significance” test
Regulation (EU) No 575/2013 (CRR) · Art. 150
Submitted 2019-01-28
Original maturity of credit lines until-further notice
Regulation (EU) No 575/2013 (CRR) · Art. Annex I
Submitted 2019-01-25
Applicable methodology for unfunded reserves and liquidity reserves
Regulation (EU) No 575/2013 (CRR) · Art. 256
Submitted 2019-01-17
Unique row identifier for template Z 08.00 - Critical services (SERV)
Directive 2014/59/EU (BRRD) · Art. 11
Submitted 2019-01-14
Allocations to the funds for general banking risk
Regulation (EU) No 575/2013 (CRR) · Art. Article 26
Submitted 2019-01-08
Potential inconsistency on the application of Strong Customer Authentication exemptions to AISPs
Directive 2015/2366/EU (PSD2) · Art. 97
Submitted 2019-01-04
To which exposure class the fair value changes of the hedged items in portfolio hedge of interest rate risk should be assigned
Regulation (EU) No 575/2013 (CRR) · Art. 112
Submitted 2019-01-03
Prudent valuation - new template C.32.01
Regulation (EU) No 575/2013 (CRR) · Art. 99
Submitted 2018-12-27
SA or IRB treatment of CCPs for AIRB banks
Regulation (EU) No 575/2013 (CRR) · Art. 306
Submitted 2018-12-27
Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.
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