EU Financial Regulatory Q&A Database

Scope of public offering

MiCA

Captive

(EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance)

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision · Art. Annex VI

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Vega general interest rate risk and credit spread risk factors

Regulation (EU) No 575/2013 (CRR) · Art. 325m

Seniority categories to use when offsetting the gross JTD amounts of short exposures and long exposures within the DRC calculations for non-securitisations

Regulation (EU) No 575/2013 (CRR) · Art. 325x

Basis of calculation for the DRC for non-securitisations and SBM-CSR for non-securitisations – Individual ‘issuers’/‘obligors’ or ‘group of issuers/obligors’?

Regulation (EU) No 575/2013 (CRR) · Art. 325v

Basis of calculation for the DRC for non-securitisations and SBM-CSR for non-securitisations - instruments guaranteed by a guarantor

Regulation (EU) No 575/2013 (CRR) · Art. 325v

Scope of public offering

Regulation (EU) No 2023/1114 (MiCAR) · Art. 3

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Safeguarding with a credit institition in a third country

Directive 2015/2366/EU (PSD2) · Art. 10

PISP payment order cancellation due to fraud prevention reasons

Directive 2015/2366/EU (PSD2) · Art. 80

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Multi-licensed entity capital requirement

Directive 2015/2366/EU (PSD2) · Art. 8

Exchange rate mark-ups part of 'all charges payable'/'currency conversion charges'

Directive 2015/2366/EU (PSD2) · Art. 45

Consideration of own funds requirements as a comparable guarantee to the PII

Directive 2015/2366/EU (PSD2) · Art. 5

Information provided to the payee on individual payment transaction

Directive 2015/2366/EU (PSD2) · Art. 58

EMI's application of negative interest rates to its clients

Directive 2009/110/EC (EMD) · Art. 12

Definition of electronic money

Directive 2009/110/EC (EMD) · Art. 2

Provision of the "acquiring of payment transactions" payment service in the EU

Directive 2015/2366/EU (PSD2) · Art. 1

Determination of the amount of eligible receivables from trade debtors as well as fees or commissions receivable within 30 days as liquid assets in accordance with Article 43(3) of the IFR

Regulation (EU) No 2019/2033 (IFR) · Art. 43

Treatment of deposits pledged as collateral against loans in c66.01

Regulation (EU) No 575/2013 (CRR) · Art. 430

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 84

Solvency Capital Requirement (SCR)

(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. ANNEX IX / ANNEX XXIII/ ANNEX XXIV

Permission of AIFMs to delegate portfolio or risk management to non-supervised undertakings established outside of the EU

Alternative Investment Fund Managers Directive (AIFMD) Directive 2011/61/EU · Art. Article 20(1)(c)(d)

AIFMs safekeeping client money

Alternative Investment Fund Managers Directive (AIFMD) Directive 2011/61/EU · Art. Article 6(4)

Change of beneficial ownership

Central Securities Depositories Regulation (CSDR) Regulation (EU) No 909/2014- PTR- CSDR · Art. Article 9

Calibration of confidence interval for CCP margin requirements

Regulation 648/2012 - OTC derivatives, central counterparties and trade repositories (EMIR) - CCPs · Art. Art 41 of EMIR 648/2012 and Art 24 of RTS 153/2013

FINREP Group Structure Template 40.02

Regulation (EU) No 575/2013 (CRR) · Art. 99

a) Disclosure of Items in Transit balance in FINREP Table 01.01 {F01.01, c0010 (r0020 or r0183 or r0360)} b) EBA_v5013 (Type - Error): [F 05.01, F 01.01] Sum of Loans & Advances across Industry ({{F 05.01, r0080, (c0010, c0020, c0030, c0040, c0050, c0060)}}) Should be equal to Sum of Cash at Central Banks and Loans & Advances in Balance Sheet ({{F 01.01, c0010, (r0030, r0040, r0099, r0130, r0144, r0174, r0178, r0183, r0233, r0237)}})

Regulation (EU) No 575/2013 (CRR) · Art. EBA FINREP : ANNEX V REPORTING ON FINANCIAL INFORMATION, Assets (1.1)

FINREP reporting of loans secured by mortgage mandates (Belgium)

Regulation (EU) No 575/2013 (CRR) · Art. 239

The asset resulted from the customer´s obligation to reimburse the payment to the bank from the financial guarantee

Regulation (EU) No 575/2013 (CRR) · Art. 430

Definition of ‘project finance loans’ for FINREP reporting

Regulation (EU) No 575/2013 (CRR) · Art. 430

Definition of SME in Finrep vs COREP under CRR3 Regulation

Regulation (EU) No 575/2013 (CRR) · Art. 5

Loan commitments, financial guarantees and other commitments received in F 9.2

Regulation (EU) No 575/2013 (CRR) · Art. 430

Consistency of Article 447(f) CRR and ITS on public disclosures with the mapping tool for the key metric LCR in KM1

Regulation (EU) No 575/2013 (CRR) · Art. 447

Other

Other

Transparency on conflicts of interest (Art. 19 IDD)

(EU) No 2016/97 - Insurance Distribution Directive

Solvency Capital Requirement (SCR)

Guidelines on own risk and solvency assessment

Solvency Capital Requirement (SCR)

(EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. 107

Reporting Templates

(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision

Article 3(28) and EU Subcontractors

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

Risk Free Rate (RFR)

Risk-Free Interest Rate - Financial market data