EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

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1,806 Q&As matching current filters · page 10 of 37

ASF factor for AT1 and T2 capital instruments with residual maturity of a minimum of six months but less than one year

Regulation (EU) No 575/2013 (CRR) · Art. 428l

EBA Rejected question

Submitted 2025-02-17

DPM 4.0 taxonomy, several validation rules are not correct

Regulation (EU) No 575/2013 (CRR) · Art. various

EBA Rejected question

Submitted 2025-02-17

Netting of income and expenses and mutualisation of losses for IPS in the Service Component of the Business Indicator (BI)

Regulation (EU) No 575/2013 (CRR) · Art. 314

EBA Rejected question

Submitted 2025-02-14

Treatment of Net Interest Income Stress Outlier Test (NII SOT) in scenarios where breaches occur due to one-off effects (EBA/RTS/2022/10)

Directive 2013/36/EU (CRD) · Art. 98

EBA Rejected question

Submitted 2025-02-12

Validation rule v8821_m

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 28

EBA Rejected question

Submitted 2025-02-11

v16319_s and v16322_s (IRRBB) – non-negative rule not applicable to derivative rows

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2025-02-11

Template EU MR4 missing from Annex

Regulation (EU) No 575/2013 (CRR) · Art. 15

EBA Rejected question

Submitted 2025-02-11

Register of Information at consolidated level

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

ESMA Question Rejected

Submitted 2025-02-10

Treatment of factoring in LCR and NSFR

Regulation (EU) No 575/2013 (CRR) · Art. 411

EBA Rejected question

Submitted 2025-02-10

Exemption from approval for financial holding companies or mixed financial holding companies as per Directive 2013/36/EU (CRD) Article 21a (4) (d)

Directive 2013/36/EU (CRD) · Art. 21a

EBA Rejected question

Submitted 2025-02-07

Subcontracting

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 30

EBA Rejected question

Submitted 2025-02-07

Reporting of retained own issuances in the ALMM C 66.01 maturity ladder template

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Rejected question

Submitted 2025-02-07

Sign convention on EVE, NII and MV levels in Template J_01.00 and J_02.00

Regulation (EU) No 575/2013 (CRR) · Art. 448

EBA Rejected question

Submitted 2025-02-07

Level of EVE, NII and MV under Baseline scenarios reported positive for individual currencies (material or immaterial) in J1 report

Regulation (EU) No 575/2013 (CRR) · Art. 448

EBA Rejected question

Submitted 2025-02-06

Premarketing of units or shares of AIFs

Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC

ESMA Forwarded to EC/Public Consultation/Other

Submitted 2025-02-04

Non-EU ICT service providers without a LEI - conflicting validation rules

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

ESMA Question Rejected

Submitted 2025-02-04

Reported amount in F09.02 col0010 if overcollateralization can occur

Regulation (EU) No 575/2013 (CRR) · Art. Annex V

EBA Rejected question

Submitted 2025-02-04

Date of Disclosure

Regulation (EU) No 575/2013 (CRR) · Art. 433

EBA Rejected question

Submitted 2025-02-04

Register of Information at sub-consolidated Level

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

ESMA Question Rejected

Submitted 2025-02-03

Validation rules taxonomy V4.0 C08.01 v4770_m

Regulation (EU) No 575/2013 (CRR) · Art. v4770_m

EBA Rejected question

Submitted 2025-01-31

Validation rules taxonomy V4.0 C09.02 v23650_h

Regulation (EU) No 575/2013 (CRR) · Art. v23650_h

EBA Rejected question

Submitted 2025-01-31

Validation rules taxonomy V4.0 C09.02 v6052_m

Regulation (EU) No 575/2013 (CRR) · Art. v6052_m

EBA Rejected question

Submitted 2025-01-31

Validation rules taxonomy V4.0 C08.01 v4769_m

Regulation (EU) No 575/2013 (CRR) · Art. v4769_m

EBA Rejected question

Submitted 2025-01-31

Classification as a “specialised debt restructurer” (SDR) pursuant to Article 36(5) of Regulation No 575/2013

Regulation (EU) No 575/2013 (CRR) · Art. 36

EBA Rejected question

Submitted 2025-01-27

Period to comply with the limit referred to in Article 37 regarding concentration risk and exposure value excess.

Regulation (EU) No 2019/2033 (IFR) · Art. 38

EBA Rejected question

Submitted 2025-01-27

Classification as a “specialised debt restructurer” (SDR) pursuant to Article 36(5) of Regulation No 575/2013

Regulation (EU) No 575/2013 (CRR) · Art. 36

EBA Rejected question

Submitted 2025-01-27

EBA_v10862 (Type – Warning validation): Assets under custody ({G01.00,r0060,c0010}) should be equal to the value in FINREP ({F22.02,r0060,c0010}).

Regulation (EU) No 575/2013 (CRR) · Art. Annex V

EBA Rejected question

Submitted 2025-01-27

CCF of items (b) and (c) of bucket 5 from 2025 to 2032

Regulation (EU) No 575/2013 (CRR) · Art. 495d

EBA Rejected question

Submitted 2025-01-27

MiCAR CASP - Best Possible Outcome for the Client

MiCA · Art. Art.78

ESMA Question Published

Submitted 2025-01-25

RWA in COREP C43

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2025-01-23

Identification of the part of the exposure not covered by the lien on the property

Regulation (EU) No 575/2013 (CRR) · Art. 124

EBA Rejected question

Submitted 2025-01-22

Regulatory technical standards - subcontracting ICT services supporting critical or important functions

Regulation (EU) No 2022/2554 (DORA Reg) · Art. 30

EBA Rejected question

Submitted 2025-01-20

Validation Rule EBA_v22095 (tab J0200) : Duration

Regulation (EU) No 575/2013 (CRR) · Art. 488

EBA Rejected question

Submitted 2025-01-16

Validation rule v22095_h in Reporting Framework 3.5

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2025-01-16

Treatment of two-legs derivatives and validation Rule EBA V16337 (Tab J0200)

Regulation (EU) No 575/2013 (CRR) · Art. 488

EBA Rejected question

Submitted 2025-01-16

Internal Model Method

Regulation (EU) No 575/2013 (CRR) · Art. 284

EBA Rejected question

Submitted 2025-01-15

Report charges and rejections

Regulation (EU) 2024/886 (IPR) · Art. IPR report

EBA Rejected question

Submitted 2025-01-15

Computation of the secured part of Non-IPRE according to Art.125(1)

Regulation (EU) No 575/2013 (CRR) · Art. 125

EBA Rejected question

Submitted 2025-01-15

Treatment of feature of tranching for mortgage backed securities

Regulation (EU) No 575/2013 (CRR) · Art. 325N

EBA Rejected question

Submitted 2025-01-15

Finalised Comprehensive List of DORA questions

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA)

ESMA Question Rejected

Submitted 2025-01-14

Definition on ICT services

Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA) · Art. Article 3 (21)

ESMA Question Rejected

Submitted 2025-01-10

Definition of financial institution under Article 4(1)(26)

Regulation (EU) No 575/2013 (CRR) · Art. 4

EBA Rejected question

Submitted 2025-01-09

Definition of ancillary services undertaking under Article 4(1)(18)

Regulation (EU) No 575/2013 (CRR) · Art. 4

EBA Rejected question

Submitted 2025-01-09

Remittance date for quarterly iMREL/iTLAC Q1 2025

Directive 2014/59/EU (BRRD) · Art. 2

EBA Rejected question

Submitted 2025-01-09

Mixing approaches (loan-splitting, ETV) for real estate exposures collateralised by multiple immovable properties

Regulation (EU) No 575/2013 (CRR) · Art. 124/125/126

EBA Rejected question

Submitted 2025-01-08

Validation Rule for Marginal Impact of Reintegration of CVA Exemptions

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Rejected question

Submitted 2025-01-08

Calculating ETV in case of a broken sequence of mortgages

Regulation (EU) No 575/2013 (CRR) · Art. 124

EBA Rejected question

Submitted 2025-01-08

Clarifications on the perimeter of templates 2 and 5 Collateralized loans portfolio

Regulation (EU) No 575/2013 (CRR) · Art. 449a

EBA Rejected question

Submitted 2025-01-02

Applicability of DORA and TFR requirements to VASPs

Directive 2022/2556/EU (DORA Dir) · Art. Regulation (EU) 2023/1113 (TFR) and Regulation (EU) 2022/2554 (DORA)

EBA Rejected question

Submitted 2024-12-29

Reporting framework 4.0 Validation rules release (new format) (Uploaded on 19/12/2024)

Regulation (EU) No 575/2013 (CRR) · Art. Article 123a

EBA Rejected question

Submitted 2024-12-20

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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