European Banking Authority Q&A Database

Official Q&As published by the European Banking Authority on CRD, CRR, PSD2, AML, and other EU banking regulations.

2,714 final Q&As · page 22 of 55 · View all sources

Direct debts fraud reporting

Directive 2015/2366/EU (PSD2) · Art. 96

Final Q&A

Answered 2020-07-24

Recording of e-money

Directive 2015/2366/EU (PSD2) · Art. 96

Final Q&A

Answered 2020-07-24

Reporting of PISP transactions

Directive 2015/2366/EU (PSD2) · Art. 96

Final Q&A

Answered 2020-07-24

Reporting of card transactions that are out-of-scope from the requirement for SCA

Directive 2015/2366/EU (PSD2) · Art. 96

Final Q&A

Answered 2020-07-24

Transaction risk analysis (TRA) exemption – Calculation of fraud rate – Impact of unauthorized transactions on issuers and acquirers

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2020-07-24

Report of fraud rates by issuers and acquirers

Directive 2015/2366/EU (PSD2) · Art. 96

Final Q&A

Answered 2020-07-24

Strong Customer Authentication (SCA) possession element requirement for cryptographic validation

Directive 2015/2366/EU (PSD2) · Art. Article 98

Final Q&A

Answered 2020-07-24

Electronic chip transactions authenticated with a hand signature

Directive 2015/2366/EU (PSD2) · Art. 96

Final Q&A

Answered 2020-07-24

Scope of conversion factor estimation and application

Regulation (EU) No 575/2013 (CRR) · Art. 166

Final Q&A

Answered 2020-07-24

Use of Maturity Mismatch for Exposures arising under Master Netting Agreements

Regulation (EU) No 575/2013 (CRR) · Art. 220

Final Q&A

Answered 2020-07-24

Effective LGD

Regulation (EU) No 575/2013 (CRR) · Art. 228

Final Q&A

Answered 2020-07-24

CR IRB template – inclusion of haircut exposure value

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-07-24

Exposures towards QCCPs under CRR Art. 306 (2) under standardised method (C 07.00) - validation rules v0010_h, v0306_m, v0307_m, v0308_m and v0312_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-07-17

FINREP Validation rule v2822_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-07-17

Clarification on the reporting of "maturing" columns in COREP ALMM C 70.00 "Roll-over of funding"

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2020-07-17

Traitement des REPOs assortis d'une option "d'early termination" glissante dans le C70.00 - Handling of REPOs with a rolling ‘early termination’ option in C70.00

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2020-07-17

COREP C 14.00 template - Consistency of the EBA taxonomy control v4801_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-07-17

Calculating the threshold of 1% of total liabilities in significative currencies.

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2020-07-17

Scope of contingency mechanism

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2020-06-19

Define what is “given period of time”

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2020-06-19

EBA register providing a list of third party providers (TPPs)

Directive 2015/2366/EU (PSD2) · Art. Article 15

Final Q&A

Answered 2020-06-19

Separation of factors for strong customer authentication

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2020-06-19

Reporting of gains/losses other than dividends for investments in subsidiaries, associates and joint ventures (F 02.00).

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-06-19

Exemptions from Strong Customer Authentication (SCA): credit transfers

Directive 2015/2366/EU (PSD2) · Art. 15

Final Q&A

Answered 2020-06-19

Unattended terminals and Transaction Risk Analysis (TRA) exemption and related Payment Service Providers (PSP)’s liabilities rules

Directive 2015/2366/EU (PSD2) · Art. 97 and 74.2

Final Q&A

Answered 2020-06-19

Categories of Registration

Directive 2015/2366/EU (PSD2) · Art. 15 and Annex 1

Final Q&A

Answered 2020-06-19

Profit or loss on de-recognition of investment in subsidiaries, joint ventures and associates

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-06-19

Pre IFRS 9 Finrep - Template F07.00 reporting values as net or gross

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-06-19

Dynamic linking: transactions for which the final amount is unknown and may be lower or higher than authenticated amount

Directive 2015/2366/EU (PSD2) · Art. 97

Final Q&A

Answered 2020-05-29

Large Exposures treatment of Nostro Accounts used for correspondent banking

Regulation (EU) No 575/2013 (CRR) · Art. 390

Final Q&A

Answered 2020-05-15

Quantification of foreseeable dividends when the dividend policy is set as a fix amount

Regulation (EU) No 575/2013 (CRR) · Art. 26

Final Q&A

Answered 2020-05-15

Calculation of foreseeable dividend to be deducted from interim profits when interim dividend has been paid

Regulation (EU) No 575/2013 (CRR) · Art. 26

Final Q&A

Answered 2020-05-15

Signature on a paper slip from a payment terminal, as a factor in a two-factor SCA

Directive 2015/2366/EU (PSD2) · Art. 98

Final Q&A

Answered 2020-05-15

Timing of recognition of year-end profits in CET1 for the purpose of COREP reporting and Pillar 3 disclosure

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-05-15

Inclusion of interim profits in CET1

Regulation (EU) No 575/2013 (CRR) · Art. 26

Final Q&A

Answered 2020-05-15

NSFR calculation - deposits

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-05-08

Validation rules v2.8.1

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-05-08

Validation rule v6405_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-05-08

Recognition of “unfunded credit risk protection” as CRM, in case of “items associated with particular high risk”

Regulation (EU) No 575/2013 (CRR) · Art. 4, 113, 128

Final Q&A

Answered 2020-05-08

Funding plan validation error v6223_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-05-08

EBA_v6217-6222 and EBA_v6224-622; EBA_v6230 validation rules (warnings) implementation

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-05-08

Benchmark Rates of other currencies than EUR, USD, GBP

Regulation (EU) No 575/2013 (CRR) · Art. 415

Final Q&A

Answered 2020-05-08

FINREP F01.03, F02 and F46 checks (V1226_m and V0786_m)

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-05-08

Validationrule v5713_s DPM2.8 FINREP F 46.00

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-05-08

Reporting of contributions to the default fund of a CCP

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-05-08

2% threshold in template C.09.04

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-05-08

[eba_v1042_m] f16.01

Regulation (EU) No 575/2013 (CRR) · Art. 99

Final Q&A

Answered 2020-05-08

ABCP Programme

Regulation (EU) No 575/2013 (CRR) · Art. 242

Final Q&A

Answered 2020-05-08

ABCP programme

Regulation (EU) No 575/2013 (CRR) · Art. 242

Final Q&A

Answered 2020-05-08

HQLA treatment of euro-denominated assets held in 3rd Countries

Regulation (EU) No 575/2013 (CRR) · Art. 412

Final Q&A

Answered 2020-05-08

Source: European Banking Authority. Updated weekly. Q&As are non-binding guidance published under the ESA Single Rulebook Q&A process.

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