EBA · 2025_7461 Rejected question

Template 2: location of the collateral

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
449a, para. Annex XXXIX
Topic
Transparency and Pillar 3
Submitted by
Credit institution
Submitted
2025-05-22
Browse ECB SSM Register → More Q&As on this regulation →

Question

Is it intentional to show the location of counterparty rather than the physical location of the property in question for Template 2 ?

Background

In the EBA DPM table layout and data point categorization (D02.00.A row 6 and column X), the instruction in this DPM table is to use the counterparty location instead of the physical location of the property, when dividing exposures to Total EU area and Total non-EU area. This can lead to a situation where property located inside the Total EU area is not reported there but in the Total non-EU area. The opposite could also be the case.
No answer published yet.

Original source: European Banking Authority, Q&A ID 2025_7461

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

Similar Q&As

Multiple collaterals reporting for Pillar 3 ESG risks disclosure, Template 2 and 5

Answered 2022-11-25

ITS ESG P3 - Template 2 - Should loan/collateral ratio (loan-to-value) be taken into account?

Answered 2024-03-22

Loan collateralized by commercial/residential immovable property in CRR Pillar 3 Template 2 and Template 5

Answered 2024-04-26

Template 2 - Row 5 subset

Answered 2022-11-25

Classification of loans collateralized by residential and commercial immovable property

Answered 2023-03-31

More Q&As on this topic

Pillar 3 Data Hub CONDIS: ITS and reporting framework modelling constraint affecting EU LI1/LI2/CC2

Answered 2026-06-26

Disclosure – Template EU CQ4: Treatment of cash balances at central banks and other demand deposits

Answered 2026-06-05

Disclosure of liquidity requirements - NSFR - LIQ2. Periodic data to be disclosed in the Disclosure Period

Answered 2025-10-31

Clarification on column a) "Total exposures", CR7-A Template

Answered 2025-10-31

ESG P3 - Template 1 - Reporting of column k (GHG emissions (column i): gross carrying amount percentage of the portfolio derived from company-specific reporting)

Answered 2025-10-10

📋 Track EU financial regulation continuously

Forseti monitors EU financial regulation and delivers personalised alerts anchored to verified official sources.

Start free trial → Learn more

14-day free trial. No credit card required.