EBA · 2023_6931 Rejected question

ESG P3 - Template 2 and 5 - Sectors to be included for loans collateralized by RRE/CRE

Name: ESG P3 - Template 2 and 5 - Sectors to be included for loans collateralized by RRE/CRE: EBA Q&A — EU Financial Regulatory Q&A
Creator: European Banking Authority
License: https://creativecommons.org/licenses/by/4.0/

Regulation: Regulation (EU) No 575/2013 (CRR)
Article: 449a
Topic: Transparency and Pillar 3
Submitted by: Other
Submitted: 2023-12-21

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Question

In DPM 3.3 table layout for ESG template 2 (D 02.00a and D02.00b) the information on Energy efficiency associated to real estate collateral is limited to loans&Advances belonging to counterparty sector "Non-financial corporations", which would mean that Loans&Advances to households, or any other sector, collateralized by immovable property would not be included in this template. However, In DPM 3.3 table layout for ESG template for ESG template 5 (D 05.00a), the information related to real estate collateral is not limited to counterparty sector "Non-financial corporations", which would meand that all sectors can be included, generating a difference between what would be published in the two templates. Is this correct?

Background

According to the DPM 3.3 reporting framework, sectors to be included in Pillar 3 ESG in template 2 and template 5 under "Loans collateralised by commercial/residential immovable property" are not the same

No answer published yet.

Original source: European Banking Authority, Q&A ID 2023_6931

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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