EBA · 2022_6599 Rejected question

Reporting allocation of overdrafts from financial customers in template C74.00

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
425, para. 2
Topic
Supervisory reporting - Liquidity (LCR, NSFR, AMM)
Submitted by
Credit institution
Submitted
2022-10-04
Browse ECB SSM Register → More Q&As on this regulation →

Question

Where shall overdrafts from financial customers be allocated in LCR C74.00 template?

Background

In the final answer of EBA Q&A 2017_3475 it is said that monies due from financial customers, [… shall be reported under row 160 of reporting template C74.00] without specifying which types of monies shall be reported in that row. Additionally, in the final answer of EBA Q&A 2014_1576 one of the rationale given to apply 100% rate to Nostro accounts is to have symmetry with the outflows applied to current accounts and deposits from financial customer to which a 100% outflow is applied. Question arises about whether overdrafts in the balance sheet from financial customers shall be reported in r160 Inflows from financial customers (100% weight) or as Loans with undefined due date if these overdrafts are to be paid at notice.
No answer published yet.

Original source: European Banking Authority, Q&A ID 2022_6599

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

Similar Q&As

Where to include nostro current account balances that Bank of Cyprus maintains with other credit institutions in LCR-Inflows (Template 74)

Answered 2019-12-13

HANDLING OF CASH COLLATERAL DEPOSIT HELD WITH OUR BANK

Answered 2021-03-05

Treatment of Central Bank Overnight deposits in ALMM Template C71

Answered 2020-09-11

Treatment of secured lending or capital market-driven transactions that would require an outflow rate higher than 25 % but they have been closed with eligible counterparties

Answered 2020-09-11

LR: Amout due for secured lending transaction

Answered 2014-08-22

More Q&As on this topic

COREP Additional Liquidity Monitoring Metrics - technical implementation of DPM v4.2 for template C_67.00.a and C_67.00.w - SubCategory "new_CO4" used instead of "new_CO1"

Answered 2026-03-13

ASF factors for Additional Tier 1 items as wells as Tier 2 items and other capital instruments maturing between 6 month and 1 year

Answered 2025-10-07

Treatment of wholesale term deposits with early withdrawal penalty clauses for maturity ladder purposes

Answered 2025-07-11

Own secured debt issues in Top 10 - C71.00

Answered 2025-02-21

Treatment of deposits pledged as collateral against loans in c66.01

Answered 2025-01-10

📋 Track EU financial regulation continuously

Forseti monitors EU financial regulation and delivers personalised alerts anchored to verified official sources.

Start free trial → Learn more

14-day free trial. No credit card required.