Thoughts, articles, and resources on software development, SaaS, and digital growth.
Political agreement was reached in November 2025. Publication in the Official Journal is expected in summer 2026. Here is what the PSD3 and PSR package actually changes, and why the 21-month transition period is shorter than it looks.
A forward-looking timeline of EU financial regulation implementation dates, supervisory milestones, and consultation periods. Updated for 2025 and 2026.
The Digital Operational Resilience Act sets binding requirements for ICT risk management, incident reporting, resilience testing, and third-party oversight across EU financial services. This checklist covers the core obligations and what meeting them looks like in practice.
The Markets in Crypto-Assets Regulation is the EU's comprehensive framework for crypto-asset oversight. This article explains what MiCA covers, who falls within its scope, and what the key obligations are for issuers, exchanges, and wallet providers.
EU financial regulation has never moved faster. MiCA, DORA, PSD3, EMIR REFIT, AIFMD II, and the AI Act are reshaping the compliance landscape simultaneously. This article maps the regulatory terrain, identifies who is affected, and explains why tracking what is coming matters as much as managing what is already in force.