EU Financial Regulatory Q&A Database
Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.
17 Q&As matching current filters · page 1 of 1
Issuers of EMTs and scope of application AML requirements
Regulation (EU) No 2023/1114 (MiCAR) · Art. 48
Answered 2026-05-22
Passporting procedure for CIs and EMIs issuing tokens under MICAR
Regulation (EU) No 2023/1114 (MiCAR) · Art. 48, 146
Answered 2026-05-08
Publication of white papers
Regulation (EU) No 2023/1114 (MiCAR) · Art. Article 16
Answered 2026-05-08
Qualification of crypto-asset service in case of exchange of electronic money tokens for other crypto-assets
Regulation (EU) No 2023/1114 (MiCAR) · Art. 3
Answered 2026-05-08
Passporting procedure for non-CI ART issuers
Regulation (EU) No 2023/1114 (MiCAR) · Art. 18, 21, 25, 109
Answered 2025-09-05
Scope of public offering
Regulation (EU) No 2023/1114 (MiCAR) · Art. 3
Answered 2025-01-17
National competent authorities power to increase the quantity of ARTs and EMTS issuers' own funds or reserve assets in relation to Article 45(4)
Regulation (EU) No 2023/1114 (MiCAR) · Art. Article 45
Submitted 2026-08-10
Own funds requirement for entities authorized as Crypto Asset Service Provider (CASP), Electronic Money Institution (EMI) and Investment Firm (IF)
Regulation (EU) No 2023/1114 (MiCAR) · Art. 67
Submitted 2026-04-15
Investment of funds received in exchange of e-money tokens
Regulation (EU) No 2023/1114 (MiCAR) · Art. Article 54
Submitted 2025-09-29
Application of PSD2 provisions to the issuance and redemption of electronic money tokens
Regulation (EU) No 2023/1114 (MiCAR) · Art. 49
Submitted 2025-05-15
Own funds requirement for asset-referenced token issuers
Regulation (EU) No 2023/1114 (MiCAR) · Art. 35
Submitted 2024-10-04
Digital tokens representing ownership of a physical portion of gold
Regulation (EU) No 2023/1114 (MiCAR) · Art. 3
Submitted 2024-06-18
Scope of application of recital 54 of MICAR
Regulation (EU) No 2023/1114 (MiCAR) · Art. article 54 and recital 54
Submitted 2024-04-29
One leg out Multi EMT issuance – legal possibility and related issues
Regulation (EU) No 2023/1114 (MiCAR) · Art. 48
Submitted 2024-04-29
Powers of MiCAR authority to obtain the information needed to assess recovery and redemption plans and possible mechanism for exchange of information with the prudential authority
Regulation (EU) No 2023/1114 (MiCAR) · Art. 46, 47, and 55
Submitted 2024-04-26
Liabilities related to the reserve of assets managed by issuers of asset-referenced tokens in case of resolution of the issuer
Regulation (EU) No 2023/1114 (MiCAR) · Art. 36
Submitted 2024-04-26
Can a CASP receive / transmit / execute orders for non-EUR denominated EMTs, whose issuers are not authorised as a credit institution or as an electronic money institution?
Regulation (EU) No 2023/1114 (MiCAR) · Art. 48
Submitted 2024-02-29
Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.
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