EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

EBA 4,397ESMA 1,523EIOPA 2,635Joint Committee 256
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15 Q&As matching current filters · page 1 of 1

Qualification of a branch as originator, designation of Competent Authority and compliance with STS requirements

Regulation (EU) No 2017/2402 (SecReg) · Art. Articles 2(3) and 29(5)

EBA Final Q&A

Answered 2025-08-08

Meaning of "established in the Union"

Regulation (EU) No 2017/2402 (SecReg) · Art. 18

EBA Final Q&A

Answered 2025-08-08

Use of conditional sale agreements to season assets by an originator instead of the originator purchasing the assets and then selling the same to a securitisation SPE

Regulation (EU) No 2017/2402 (SecReg) · Art. 2

EBA Final Q&A

Answered 2025-08-08

Collateral requirements for the ‚another credit protection‘ alternative in the form of cash on deposit held with a third-party credit institution

Regulation (EU) No 2017/2402 (SecReg) · Art. 26e

EBA Final Q&A

Answered 2025-06-27

Application of the retention requirements to situations where the retained exposure is transferred to a third-party after losses associated with the relevant exposure

Regulation (EU) No 2017/2402 (SecReg) · Art. 6

EBA Final Q&A

Answered 2024-05-03

Risk retention obligation in case of voluntary liquidation of an Alternative investment fund (“AIF”) acting as retention holder under Article 6(3) of the Securitisation Regulation

Regulation (EU) No 2017/2402 (SecReg) · Art. 6

EBA Final Q&A

Answered 2024-05-03

Weighted Average Life calculation for Credit Card Receivables without fixed repayment scheme

Regulation (EU) No 2017/2402 (SecReg) · Art. 24

EBA Final Q&A

Answered 2022-07-15

Synthetic securitisatios

Regulation (EU) No 2017/2402 (SecReg) · Art. 2

EBA Final Q&A

Answered 2021-12-17

Compliance of the securitisation of residual values through expectancy rights (“Anwartschaftsrechte”) with the STS criteria for non-ABCP securitisation and for ABCP securitisation

Regulation (EU) No 2017/2402 (SecReg) · Art. 20, 22, 24

EBA Final Q&A

Answered 2021-05-07

Originator obligations

Regulation (EU) No 2017/2402 (SecReg) · Art. 9

EBA Final Q&A

Answered 2019-09-13

Application of the ‘sole purpose test’ with respect to the criterion predominant source of revenues.

Regulation (EU) No 2017/2402 (SecReg) · Art. 6

EBA Rejected question

Submitted 2025-10-02

Risk retention

Regulation (EU) No 2017/2402 (SecReg) · Art. 6

EBA Rejected question

Submitted 2023-10-13

Requirement for STS securitisations to involve a securitisation special purpose entity (SSPE) which acquires title to the underlying exposures by means of a true sale or assignment or transfer with the same legal effect

Regulation (EU) No 2017/2402 (SecReg) · Art. 20 and 24

EBA Rejected question

Submitted 2023-02-24

Credit protection by an insurer provided directly on the pool of receivables

Regulation (EU) No 2017/2402 (SecReg) · Art. 2

EBA Rejected question

Submitted 2021-11-25

Application of Risk Retention Requirements to securitisations which underlying assets are real estate or registered movable assets

Regulation (EU) No 2017/2402 (SecReg) · Art. 6

EBA Rejected question

Submitted 2021-09-23

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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