EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

EBA 4,397ESMA 1,523EIOPA 2,635Joint Committee 256
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Final — published answer Archive — superseded (EBA only) Pending — awaiting answer Rejected — out of scope or duplicate
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3 Q&As matching current filters · page 1 of 1

Access to national credit databases for all EU creditors for both cross-border and domestic mortgage loan transactions

Directive 2014/17/EU (MCD) · Art. 21

EBA Final Q&A

Answered 2026-06-05

Exclusion from scope - article 3.2 f

Directive 2014/17/EU (MCD) · Art. 3

EBA Final Q&A

Answered 2021-12-03

Tied credit intermediary that represents a number of creditors or groups which does not represent the majority of the market

Directive 2014/17/EU (MCD) · Art. 4

EBA Final Q&A

Answered 2021-12-03

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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