EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

EBA 4,397 ESMA 1,523 EIOPA 2,635 Joint Committee 256

Final Archive Pending Rejected All

Final — published answer Archive — superseded (EBA only) Pending — awaiting answer Rejected — out of scope or duplicate

Clear all filters

3,197 Q&As matching current filters · page 9 of 64

Financial Customers

Regulation (EU) No 575/2013 (CRR) · Art. 411

EBA Final Q&A

Answered 2022-01-21

Definition of “aggregate liabilities” and “total liabilities” in the context of the 5% threshold

Regulation (EU) No 575/2013 (CRR) · Art. 24, 415

EBA Final Q&A

Answered 2022-01-21

Maturity calculation under IRB for exposures that only have contractual cashflows in the form of fees

Regulation (EU) No 575/2013 (CRR) · Art. 162

EBA Final Q&A

Answered 2021-12-17

Treatment of cured defaulted exposures

Regulation (EU) No 575/2013 (CRR) · Art. 178

EBA Final Q&A

Answered 2021-12-17

Look-through application under IRB approach

Regulation (EU) No 575/2013 (CRR) · Art. 152

EBA Final Q&A

Answered 2021-12-17

Calculation of the collateral value of immovable property considering minimum level of over-collateralisation ratio

Regulation (EU) No 575/2013 (CRR) · Art. 125, 126, 230

EBA Final Q&A

Answered 2021-12-17

Definition of participation for the purposes of Article 18(7) CRR

Regulation (EU) No 575/2013 (CRR) · Art. 18

EBA Final Q&A

Answered 2021-12-17

Scope of applicability of the required method of prudential consolidation under the Article 18(7) CRR

Regulation (EU) No 575/2013 (CRR) · Art. 18

EBA Final Q&A

Answered 2021-12-17

Treatment of third country covered bonds under IRB Approach

Regulation (EU) No 575/2013 (CRR) · Art. 161

EBA Final Q&A

Answered 2021-12-17

Applicability of the Guidelines of the Committee of European Banking Supervisors on Article 106(2)(c) and (d) of Directive 2006/48/EC (CRD)

Regulation (EU) No 575/2013 (CRR) · Art. 390

EBA Final Q&A

Answered 2021-12-17

Use of the “maturity of the tranche” (MT) as defined in Article 257 CRR as the “residual maturity” for purposes of the volatility adjustments for securitisation positions under Table 1 of Article 224(1) CRR.

Regulation (EU) No 575/2013 (CRR) · Art. 224

EBA Final Q&A

Answered 2021-12-17

Use of short-term credit assessments with Article 120(2) CRR

Regulation (EU) No 575/2013 (CRR) · Art. 120

EBA Final Q&A

Answered 2021-12-17

Application of the leverage ratio exemption related to the passing-through of promotional loans to other credit institutions

Regulation (EU) No 575/2013 (CRR) · Art. 429a

EBA Final Q&A

Answered 2021-12-03

Eligibility of minority interests

Regulation (EU) No 575/2013 (CRR) · Art. 81, 82

EBA Final Q&A

Answered 2021-12-03

Relevance of third country capital requirements for the calculation of minority interests amounts of a subsidiary to be included at the consolidated leve

Regulation (EU) No 575/2013 (CRR) · Art. 84

EBA Final Q&A

Answered 2021-12-03

FINREP template F44.03 Share based payments

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2021-11-26

Reporting of residential mortgage loans on C80.00 - NSFR - Required Stable Funding

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2021-11-26

Reporting of a net reverse repo when the collateral leg has a higher RSF factor

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2021-11-26

Valuation rule 3684 - no negative amounts on row360

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2021-11-26

In template C 34.02, the field "Exposures" aims to report separately all CCR exposures and all CCR exposures excluding exposures to central counterparties (CCPs). In the DPM taxonomy 3.0 and the related annotated template, this exclusion seems to refer to QCCPs only.

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2021-11-26

Prudential consolidation of special funds

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2021-11-26

Include all entities which belong to a group of connected clients in Large exposure templates

Regulation (EU) No 575/2013 (CRR) · Art. Article 430

EBA Final Q&A

Answered 2021-11-26

EAD for over-collateralised securities financing transactions under the Financial Collateral Comprehensive Method

Regulation (EU) No 575/2013 (CRR) · Art. 430

EBA Final Q&A

Answered 2021-11-26

Updated: Operational Risk - Gross Losses & Rapidly recovered loss events

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-10-15

Leasing - Contagion du défaut aux paiements minimaux - Default contagion for minimum payments

Regulation (EU) No 575/2013 (CRR) · Art. 134

EBA Final Q&A

Answered 2021-10-01

Allocation of direct costs associated with the realisation of funded credit protection in case of partial coverage of an exposure by unfunded credit protection

Regulation (EU) No 575/2013 (CRR) · Art. 161

EBA Final Q&A

Answered 2021-09-24

Interpreting the definitions of "client activity" and "unexpected" in modern financial services market in the context of CRR

Regulation (EU) No 575/2013 (CRR) · Art. 390

EBA Final Q&A

Answered 2021-09-24

Risk weight for the credit risk of third countries with supervisory and regulatory arrangements at least equivalent to those applied in the Union according to Article 114(7) CRR

Regulation (EU) No 575/2013 (CRR) · Art. 114

EBA Final Q&A

Answered 2021-09-24

Counterparties referred to in Article 428h (1) (c) CRR

Regulation (EU) No 575/2013 (CRR) · Art. 428h

EBA Final Q&A

Answered 2021-09-24

Is a financial counter-incentive which is triggered in case of a default of a borrower on certain specific contractual obligations considered as an incentive to redeem?

Regulation (EU) No 575/2013 (CRR) · Art. 63

EBA Final Q&A

Answered 2021-09-24

LCR treatment of settled-to-market derivatives

Regulation (EU) No 575/2013 (CRR) · Art. 423

EBA Final Q&A

Answered 2021-09-24

Partially collateralised loans: CCF - collateral simple method approach

Regulation (EU) No 575/2013 (CRR) · Art. 111

EBA Final Q&A

Answered 2021-09-24

Commitment received to upgrade collateral from Level 2B to Level 1

Regulation (EU) No 575/2013 (CRR) · Art. 412

EBA Final Q&A

Answered 2021-09-24

Application of national decisions pursuant to Article 124(2) CRR

Regulation (EU) No 575/2013 (CRR) · Art. 124

EBA Final Q&A

Answered 2021-09-17

Inclusion of Held for sale in Other adjustments in template F 12.01

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-09-10

Inclusion of central bank exposures in template C 33.00

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-09-10

Allocation of non-performing interdependent assets for NSFR purposes

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2021-09-10

How to report liabilities with notice period in C69.00 and C70.00

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2021-09-10

Disclosures of Staff expenses Management body in its supervisory function in FINREP Template 44.4

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-09-10

Public development credit institution - reporting in Rows 0262, 0263, 0264 of C 47

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-09-10

Validation rule v7378 - securitization templates C 13.01 and C 14.01

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-09-10

Treatment for repo / reverse repo of liquid asset transacted outside the segregated pool for institutions operating under Article 8.3.a

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-09-10

Validation rules between template F 18.01 and F 24.01

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-09-10

Treatment of securities received in reverse repo and sold (short position) in F32.04 and F08.01

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-09-10

Specialised Lending Supervisory Slotting Method and CRM Substitution Approach

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-09-10

Group Solvency report: The distinction between the contents of the columns 350 “Goodwill / Negative goodwill” and 400 “Goodwill / Negative goodwill” of the Group Solvency report

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2021-09-10

Large Exposures Reporting - Reporting of Shadow Banking Positions under EBA Taxonomy 3.0

Regulation (EU) No 575/2013 (CRR) · Art. Article 394(2) CRR

EBA Final Q&A

Answered 2021-08-06

Soglia di materialità - Calendar Provisioning - Matheriality threshold - Calendar provisioning

Regulation (EU) No 575/2013 (CRR) · Art. 47a

EBA Final Q&A

Answered 2021-07-30

Obligor level

Regulation (EU) No 575/2013 (CRR) · Art. 178

EBA Final Q&A

Answered 2021-07-30

RWA formula for defaulted exposures where institutions use own estimates of LGDs

Regulation (EU) No 575/2013 (CRR) · Art. 153

EBA Final Q&A

Answered 2021-07-30

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

📋 Track EU financial regulation continuously

Forseti monitors EU financial regulation and delivers personalised alerts anchored to verified official sources.

Start free trial → Learn more

14-day free trial. No credit card required.