EU Financial Regulatory Q&A Database
Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.
8,811 Q&As matching current filters · page 49 of 177
Own Funds (OF)
Guidelines on classification of own funds · Art. Article 213 (2) (a)(b) of the 2009/138/EC Directive; Articles 71(1)(o), 73(1)(i), 77(1)(h) of the 2015/35 Delegated Regulation
Answered 2021-12-13
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 179
Answered 2021-12-10
The implementation of commercial agent exclusion for B2C e-commerce platforms
Directive 2015/2366/EU (PSD2) · Art. 3
Answered 2021-12-06
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 189
Answered 2021-12-03
Application of the leverage ratio exemption related to the passing-through of promotional loans to other credit institutions
Regulation (EU) No 575/2013 (CRR) · Art. 429a
Answered 2021-12-03
Eligibility of minority interests
Regulation (EU) No 575/2013 (CRR) · Art. 81, 82
Answered 2021-12-03
Information to be provided by the PISP to the payer prior to the initiation of the transaction
Directive 2015/2366/EU (PSD2) · Art. 44, 45
Answered 2021-12-03
Consumer explicit consent to the PISP for processing of personal data
Directive 2015/2366/EU (PSD2) · Art. 94
Answered 2021-12-03
Exclusion from scope - article 3.2 f
Directive 2014/17/EU (MCD) · Art. 3
Answered 2021-12-03
The implementation of commercial agent exclusion for e-commerce platforms
Directive 2015/2366/EU (PSD2) · Art. 3
Answered 2021-12-03
Tied credit intermediary that represents a number of creditors or groups which does not represent the majority of the market
Directive 2014/17/EU (MCD) · Art. 4
Answered 2021-12-03
Relevance of third country capital requirements for the calculation of minority interests amounts of a subsidiary to be included at the consolidated leve
Regulation (EU) No 575/2013 (CRR) · Art. 84
Answered 2021-12-03
Revocation of future dated Payment Initiation Services (PIS) payments
Directive 2015/2366/EU (PSD2) · Art. 66
Answered 2021-12-03
Advance notice for the marketing of new share classes of UCITS notified for cross-border marketing
Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC
Answered 2021-12-01
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 189
Answered 2021-11-29
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Articles 176(2) and 178(2) of the Delegated Regulation; Article 75 of SII Directive;
Answered 2021-11-29
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. 168
Answered 2021-11-29
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. Articles 130 and 262 (1) of the Delegated Regulation; Art 102(2) of SII Directive
Answered 2021-11-29
IBIPs - Inducements - fees, commissions non-monetary benefits paid by third parties (Art. 29 para. 2 IDD)
(EU) No 2016/97 - Insurance Distribution Directive · Art. Articles 29(2), (3); 27, 28, 17 of IDD; Art 8(2) Delegated Regulation (EU) 2017/2359
Answered 2021-11-29
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) · Art. 168, 177, 180, 184 of SII Directive; Article 4(1) of the Delegated Regulation
Answered 2021-11-29
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Articles 192 and 197 (7) of Delegated Regulation (EU) 2015/35 as amended by Delegated Regulation (EU) 2019/981
Answered 2021-11-29
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Articles 116; 147; 1
Answered 2021-11-29
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Recital 31 of the Delegated Regulation (EU) 2019/981; Articles 182; 183; 184; 185; 186 of Delegated Regulation (EU) 2015/35
Answered 2021-11-29
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Annex III of Delegated Regulation
Answered 2021-11-29
Solvency Capital Requirement (SCR)
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Recital 31 of the Delegated Regulation (EU) 2019/981; Articles 182; 183; 184; 185; 186 of Delegated Regulation (EU) 2015/35
Answered 2021-11-29
FINREP template F44.03 Share based payments
Regulation (EU) No 575/2013 (CRR) · Art. 430
Answered 2021-11-26
Reporting of residential mortgage loans on C80.00 - NSFR - Required Stable Funding
Regulation (EU) No 575/2013 (CRR) · Art. 430
Answered 2021-11-26
Reporting of a net reverse repo when the collateral leg has a higher RSF factor
Regulation (EU) No 575/2013 (CRR) · Art. 430
Answered 2021-11-26
Valuation rule 3684 - no negative amounts on row360
Regulation (EU) No 575/2013 (CRR) · Art. 430
Answered 2021-11-26
In template C 34.02, the field "Exposures" aims to report separately all CCR exposures and all CCR exposures excluding exposures to central counterparties (CCPs). In the DPM taxonomy 3.0 and the related annotated template, this exclusion seems to refer to QCCPs only.
Regulation (EU) No 575/2013 (CRR) · Art. 430
Answered 2021-11-26
Prudential consolidation of special funds
Regulation (EU) No 575/2013 (CRR) · Art. 430
Answered 2021-11-26
Include all entities which belong to a group of connected clients in Large exposure templates
Regulation (EU) No 575/2013 (CRR) · Art. Article 430
Answered 2021-11-26
EAD for over-collateralised securities financing transactions under the Financial Collateral Comprehensive Method
Regulation (EU) No 575/2013 (CRR) · Art. 430
Answered 2021-11-26
Securitisation Disclosure Requirements and Templates
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Securitisation Disclosure Requirements and Templates
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Securitisation Disclosure Requirements and Templates
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Disclosure requirements in Section 3 of Annex I of the benchmark statement
Benchmarks Regulation (BMR) - Regulation 2016/1011
Answered 2021-11-19
ESG factors and ESG objectives
Benchmarks Regulation (BMR) - Regulation 2016/1011
Answered 2021-11-19
Securitisation Disclosure Requirements and Templates
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Securitisation Disclosure Requirements and Templates
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Customer Type
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Annexes 12 and 13: Investor Reports - Annualised Constant Prepayment and Default Rates
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Original Valuation Method
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Pool Addition Date and Date Of Repurchase in a revolving deal
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Annex 10: Underlying Exposures - Non-Performing Exposures - Reporting of non-performing exposures securitisations – use of the EBA templates
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Primary Income - Annex 2 Underlying Exposures - Residential Real Estate
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Product governance
Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries
Answered 2021-11-19
More frequent reporting for securitisations
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Annexes 12 and 13: Investor Reports - Trigger Measurements/Ratios
Securitisation Regulation (EU) 2017/2402
Answered 2021-11-19
Group Own funds
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) · Art. Article 223 of the Solvency II Directive; Article 331(1)(b) of the Delegated Regulation
Answered 2021-11-16
Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.
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