EU Financial Regulatory Q&A Database

Official Q&As published by EBA, ESMA, EIOPA and the ESA Joint Committee. Non-binding but treated as authoritative guidance by national competent authorities across the EU.

EBA 4,397 ESMA 1,523 EIOPA 2,635 Joint Committee 256

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7,361 Q&As matching current filters · page 123 of 148

Definition of new funds and roll-over

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2015-12-18

Breakdown on funding C 70.00 Roll-over of funding

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2015-12-18

Reporting of open ended funding products without a defined maturity

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2015-12-18

General principle of C70 Roll-over of funding

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2015-12-18

Implementing Technical Standards (ITS) on additional liquidity monitoring metrics

Regulation (EU) No 575/2013 (CRR) · Art. 415

EBA Final Q&A

Answered 2015-12-18

Eligibility of religious communities or churches

Regulation (EU) No 575/2013 (CRR) · Art. 201

EBA Final Q&A

Answered 2015-12-11

Risk weight for exposures to unrated institutions

Regulation (EU) No 575/2013 (CRR) · Art. 121

EBA Final Q&A

Answered 2015-12-11

Application of the top-down approach based on EL calibration (article 160 al.2) - purchased receivables

Regulation (EU) No 575/2013 (CRR) · Art. 160

EBA Final Q&A

Answered 2015-11-27

Definition of disputed margin call under Article 285(4)

Regulation (EU) No 575/2013 (CRR) · Art. 285

EBA Final Q&A

Answered 2015-11-27

CVA Risk Charge Calculation for derivatives in the banking book with local GAAP

Regulation (EU) No 575/2013 (CRR) · Art. 382

EBA Final Q&A

Answered 2015-11-27

Treatment of equity, equity index and commodity futures/forward contracts under Part three, Title IV of Regulation (EU) No 575/2013 (CRR)

Regulation (EU) No 575/2013 (CRR) · Art. 327

EBA Final Q&A

Answered 2015-11-20

Credit risk - standardised approach

Regulation (EU) No 575/2013 (CRR) · Art. 134

EBA Final Q&A

Answered 2015-11-13

Directorships

Directive 2013/36/EU (CRD) · Art. 91

EBA Final Q&A

Answered 2015-11-13

Own funds – Share premium accounts

Regulation (EU) No 575/2013 (CRR) · Art. 28, 484, 485

EBA Final Q&A

Answered 2015-11-06

Specific credit risk adjustments

Regulation (EU) No 575/2013 (CRR) · Art. 26

EBA Final Q&A

Answered 2015-11-06

Application of MREL to entities defined in Article 1(1)

Directive 2014/59/EU (BRRD) · Art. 45, 45a

EBA Final Q&A

Answered 2015-10-30

Exclusion of liabilities from the bail-in tool

Directive 2014/59/EU (BRRD) · Art. 44

EBA Final Q&A

Answered 2015-10-30

Exclusions of liabilities matched by promotional loans

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2015-10-30

Intragroup liabilities elimination with joint venture company

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2015-10-30

Exclusion of Intragroup Liabilities -Treatment of intra-group derivative contracts

Directive 2014/59/EU (BRRD) · Art. 103

EBA Final Q&A

Answered 2015-10-30

Concentration risk - type of counterparty

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2015-10-30

Horizontal aggregation; TD Art 13a

Transparency Directive (TD) Directive 2004/109/EC

ESMA Answer Published

Answered 2015-10-23

Additional information in annual and half yearly financial reports; TD Art. 4–5

Transparency Directive (TD) Directive 2004/109/EC

ESMA Answer Published

Answered 2015-10-23

Change of home Member State and impact on Prospectus Regulation; TD Art 2(1)(i) letter (iii)

Transparency Directive (TD) Directive 2004/109/EC · Art. Prospectus Regulation (Regulation 2017/1129)

ESMA Answer Published

Answered 2015-10-23

Reporting of payments to governments at consolidated level; TD Art 6

Transparency Directive (TD) Directive 2004/109/EC

ESMA Answer Published

Answered 2015-10-23

Additional periodic information (including quarterly reports); TD Art 3

Transparency Directive (TD) Directive 2004/109/EC

ESMA Answer Published

Answered 2015-10-23

Major shareholding notification – group notifications; TD Art. 12(3)

Transparency Directive (TD) Directive 2004/109/EC

ESMA Answer Published

Answered 2015-10-23

Publication of sanctions and administrative measures without “undue delay”; TD Art 29

Transparency Directive (TD) Directive 2004/109/EC

ESMA Answer Published

Answered 2015-10-23

Responsibilities of the host Member State; TD Art. 21(3)

Transparency Directive (TD) Directive 2004/109/EC

ESMA Answer Published

Answered 2015-10-23

The requirement to “remain publicly available”; TD Art 4, 5 and 6

Transparency Directive (TD) Directive 2004/109/EC

ESMA Answer Published

Answered 2015-10-23

The requirement to make regulated information public; TD Art. 21(1)

Transparency Directive (TD) Directive 2004/109/EC

ESMA Answer Published

Answered 2015-10-23

Dissemination of regulated information; Implementing Directive 2007/14/EC (L2D) Art. 12

Transparency Directive (TD) Directive 2004/109/EC

ESMA Answer Published

Answered 2015-10-23

Inconsistency between validation rule v0620_m from Annex XV (Validation Formulae) and the hierarchy definition for TR1 in template C 21.00

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2015-10-23

Maturity used in IRB RWA calculations

Regulation (EU) No 575/2013 (CRR) · Art. 162

EBA Final Q&A

Answered 2015-10-23

Financial Customer Definition - application to captive finance companies within non-financial corporate groups

Regulation (EU) No 575/2013 (CRR) · Art. 411

EBA Final Q&A

Answered 2015-10-23

CIUs

Regulation (EU) No 575/2013 (CRR) · Art. 416

EBA Final Q&A

Answered 2015-10-23

Definition of retail deposits.

Regulation (EU) No 575/2013 (CRR) · Art. 411

EBA Final Q&A

Answered 2015-10-23

Expenses in the context of Article 37 (7)

Directive 2014/59/EU (BRRD) · Art. 37

EBA Final Q&A

Answered 2015-10-16

Limitation of a transfer to a certain period of time

Directive 2014/59/EU (BRRD) · Art. 38

EBA Final Q&A

Answered 2015-10-16

Appointment of management body of a bridge institution

Directive 2014/59/EU (BRRD) · Art. 41

EBA Final Q&A

Answered 2015-10-16

Authorisation of the bridge institution

Directive 2014/59/EU (BRRD) · Art. 40

EBA Final Q&A

Answered 2015-10-02

Referencing in Article 41

Directive 2014/59/EU (BRRD) · Art. 41

EBA Final Q&A

Answered 2015-10-02

Application of disclosure provisions regarding remuneration data against the background of the data protection law

Regulation (EU) No 575/2013 (CRR) · Art. 450

EBA Final Q&A

Answered 2015-10-02

Deferred Tax Assets and Liabilities related to the fair value reserves connected to gains or losses on cash flow hedges

Regulation (EU) No 575/2013 (CRR) · Art. 33, 38

EBA Final Q&A

Answered 2015-10-02

Treatment of stock futures under Article 390(3) and Article 327(1)

Regulation (EU) No 575/2013 (CRR) · Art. 390

EBA Final Q&A

Answered 2015-10-02

Classification of credit unions

Regulation (EU) No 575/2013 (CRR) · Art. 1

EBA Final Q&A

Answered 2015-10-02

Row 030 C07.00 reported also for exposure class of protection provider

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2015-10-02

CoRep 12 and 13 - Validation rules v0508_m, v0514_m, v0532_m and v0538_m

Regulation (EU) No 575/2013 (CRR) · Art. 99

EBA Final Q&A

Answered 2015-10-02

Validations

Regulation (EU) No 575/2013 (CRR) · Art. 100

EBA Final Q&A

Answered 2015-10-02

SME supporting factor

Regulation (EU) No 575/2013 (CRR) · Art. Article 501

EBA Final Q&A

Answered 2015-10-02

Source: EBA Single Rulebook Q&A, ESMA Q&A, EIOPA Q&A, ESA Joint Q&As. Updated weekly. Q&As are non-binding guidance.

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