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as authoritative guidance by national competent authorities across the EU.
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All regulations Alternative Investment Fund Managers Directive (AIFMD) Directive 2011/61/EU Benchmarks Regulation (BMR) - Regulation 2016/1011 Central Securities Depositories Regulation (CSDR) Regulation (EU) No 909/2014- PTR- CSDR Credit Rating Agencies Regulation (CRAR) Regulation (EC) No 1060/2009 Directive 2002/87/EC (FiCOD) Directive 2009/110/EC (EMD) Directive 2013/36/EU (CRD) Directive 2014/17/EU (MCD) Directive 2014/49/EU (DGSD) Directive 2014/59/EU (BRRD) Directive 2014/65/EU - Markets in Financial Instruments Directive (MiFID II) Directive 2014/92/EU (PAD) Directive 2015/2366/EU (PSD2) Directive 2022/2556/EU (DORA Dir) Directive (EU) 2015/849 (AMLD) Directive (EU) 2019/2034 (IFD) EIOPA-BoS/18-114 - Information request towards NCAs regarding provision of occupational pensions information EIOPA-BoS-23-030 - Regular information requests regarding provision of occupational pensions information EMIR ESGR - Regulation (EU) 2024/3005 (EU) 2016/2341 - IORP II Directive (EU) 2016/2341 - IORP II Directive, (EU) No 2016/97 - Insurance Distribution Directive (EU) 2016/2341 - IORP II Directive, Other (EU) 2017/653 - PRIIPs Delegated Regulation for key information document (EU) 2017/653 - PRIIPs Delegated Regulation for key information document, (EU) No 1286/2014 - PRIIPs Regulation (EU) 2019/1238 - Pan-European Personal Pension Product (PEPP) (EU) 2019/1238 - Pan-European Personal Pension Product (PEPP), (EU) 2022/2454 - ITS with regard to supervisory reporting of risk concentrations and intra-group transactions (FICOD, (EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision, EIOPA-BoS-23-030 - Regular information requests regarding provision of occupational pensions information (EU) 2019/2088 - SFDR (EU) 2020/852 - Taxonomy Regulation (EU) 2022/2454 - ITS with regard to supervisory reporting of risk concentrations and intra-group transactions (FICOD (EU) 2022/2454 - ITS with regard to supervisory reporting of risk concentrations and intra-group transactions (FICOD, (EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision (EU) 2022/2554 - Digital Operational Resilience Act (DORA) (EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision (EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision, (EU) 2023/895 - ITS for the disclosure of solvency and financial condition report (EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision, (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) (EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision, Other (EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision, Revised Guidelines on Contract Boundaries, Guidelines on contract boundaries (EU) 2023/895 - ITS for the disclosure of solvency and financial condition report EU Green Bond Regulation (EU) 2023/2361 (EU) No 1286/2014 - PRIIPs Regulation (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) (EU) No 2015/2011 - lists of regional governments & local authorities, exposures to be treated as to central government (EU) No 2015/2013 - standard deviations in relation to health risk equalisation systems (EU) No 2015/2450 - templates for the submission of information to the supervisory authorities (EU) No 2015/2450 - templates for the submission of information to the supervisory authorities, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) (EU) No 2015/2450 - templates for the submission of information to the supervisory authorities, Guidelines on reporting and public disclosure (EU) No 2015/2451 - templates and structure of the disclosure of specific information by supervisory authorities (EU) No 2015/2451 - templates and structure of the disclosure of specific information by supervisory authorities, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) (EU) No 2015/2452 - procedures, formats and templates of the solvency and financial condition report (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2015/2011 - lists of regional governments & local authorities, exposures to be treated as to central government (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2015/2450 - templates for the submission of information to the supervisory authorities (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2015/2450 - templates for the submission of information to the supervisory authorities, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Guidelines on application of outwards reinsurance (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Guidelines on contract boundaries (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Guidelines on group solvency (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Guidelines on implementation of the long-term guarantee measures (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Guidelines on look-through approach (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Guidelines on methodology for equivalence assessments by national supervisory authorities under Solvency II (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Guidelines on recognition and valuation of assets and liabilities other than technical provisions (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Guidelines on valuation of technical provisions (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Guidelines on valuation of technical provisions, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Other (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), Risk-Free Interest Rate - General questions (EU) No 2016/1800 - allocation of Credit Assessments of external CA institutions to objective scale of credit quality steps (EU) No 2016/97 - Insurance Distribution Directive (EU) No 2016/97 - Insurance Distribution Directive, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) (EU) No 2017/1469 - standardised presentation format for the insurance product information document (EU) No 2017/1469 - standardised presentation format for the insurance product information document, Guidelines on classification of own funds (EU) No 2017/2358 - product oversight and governance requirements for insurance (EU) No 2017/2358 - product oversight and governance requirements for insurance, (EU) No 2016/97 - Insurance Distribution Directive (EU) No 2017/2358 - product oversight and governance requirements for insurance, Preparatory Guidelines on product oversight & governance arrangements by insurance undertakings & insurance distributors, (EU) No 2016/97 - Insurance Distribution Directive (EU) No 2017/2359 - info requirements and conduct of business rules applicable European Long-Term Investment Funds Regulation (ELTIF) Regulation (EU) 2015/760 European Market Infrastructure Regulation (EMIR) Regulation (EU) No 648/2012- MDP European Market Infrastructure Regulation (EMIR) Regulation (EU) No 648/2012- PTR- Derivatives European Social Entrepreneurship Funds Regulation (EuSEF) Regulation (EU) No 346/2013 European Venture Capital Regulation (EuVECA) Regulation (EU) No 345/2013 Guidelines on application of life underwriting risk module Guidelines on application of outwards reinsurance Guidelines on basis risk Guidelines on classification of own funds Guidelines on classification of own funds, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) Guidelines on contract boundaries Guidelines on financial stability reporting Guidelines on financial stability reporting, Guidelines on reporting for financial stability purposes Guidelines on group solvency Guidelines on health catastrophe risk sub-module Guidelines on look-through approach Guidelines on loss-absorbing capacity of technical provisions and deferred taxes Guidelines on own risk and solvency assessment Guidelines on recognition and valuation of assets and liabilities other than technical provisions Guidelines on reporting and public disclosure Guidelines on reporting for financial stability purposes Guidelines on ring-fenced funds Guidelines on submission of information to NCAs (Preparatory phase) Guidelines on supervision of branches of third-country insurance undertakings Guidelines on supervisory review process Guidelines on system of governance Guidelines on the Forward looking assessment of own risks Guidelines on treatment of related undertakings, including participations Guidelines on use of internal models Guidelines on valuation of technical provisions Market Abuse Regulation (MAR) Regulation (EU) No 596/2014 - Market Intergrity Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Investor Protection and Intermediaries Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- MDP Markets in Financial Instruments Directive II (MiFID II) Directive 2014/65/EU- Secondary Markets Markets in Financial Instruments Regulation (MiFIR) Regulation (EU) No 600/2014 - Investor Protection and Intermediaries Markets in Financial Instruments Regulation (MiFIR) Regulation (EU) No 600/2014- MDP Markets in Financial Instruments Regulation (MiFIR) Regulation (EU) No 600/2014- Secondary Markets MiCA Other Packaged Retail and Insurance-based Investment Products Regulation (PRIIPS) Regulation (EU) No 1286/2014 PRIIPs Prospectus Regulation 2017/1129 Regulation 2020/1503 - European crowdfunding service providers for business Regulation 2021/23 - recovery and resolution of central counterparties (CCPRRR) Regulation 648/2012 - OTC derivatives, central counterparties and trade repositories (EMIR) - CCPs Regulation (EU) 2015/847 (WTR) (recast) Regulation (EU) 2019/2088 - Sustainable Finance Disclosure Regulation (SFDR) Regulation (EU) 2022/2554 - The Digital Operational Resilience Act (DORA) Regulation (EU) 2022/858 - DLT Pilot Regime Regulation (DLTR) Regulation (EU) 2023/1113 (WTR II) Regulation (EU) 2024/886 (IPR) Regulation (EU) No 2017/2402 (SecReg) Regulation (EU) No 2019/2033 (IFR) Regulation (EU) No 2022/2554 (DORA Reg) Regulation (EU) No 2023/1114 (MiCAR) Regulation (EU) No 575/2013 (CRR) Regulation (EU) No 648/2012 (EMIR) Regulation (EU) No 909/2014 (CSDR) - only RTS 2017/390 Revised Guidelines on Contract Boundaries Revised Guidelines on valuation of technical provisions Revised Guidelines on valuation of technical provisions, (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII) Revised Guidelines on valuation of technical provisions, (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII), (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) Risk-Free Interest Rate - Credit and currency adjustments Risk-Free Interest Rate - Deep, Liquid and Transparent maturities Risk-Free Interest Rate - Extrapolation Risk-Free Interest Rate - Extrapolation, Risk-Free Interest Rate - Financial market data Risk-Free Interest Rate - Extrapolation, Risk-Free Interest Rate - General questions, Risk-Free Interest Rate - VA calculations Risk-Free Interest Rate - Financial market data Risk-Free Interest Rate - General questions Risk-Free Interest Rate - Matching adjustment Risk-Free Interest Rate - Matching adjustment, (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance) Risk-Free Interest Rate - VA calculations Risk-Free Interest Rate - VA calculations, Risk-Free Interest Rate - VA representative portfolios Risk-Free Interest Rate - VA representative portfolios Securities Financing Transactions Regulation (SFTR) Regulation (EU) 2015/2365- MDP Securitisation Regulation (EU) 2017/2402 SFDR Short Selling Regulation (SSR) Regulation (EU) No 236/2012 Symmetric adjustment of the equity capital charge Transparency Directive (TD) Directive 2004/109/EC Undertakings for Collective Investment in Transferable Securities Directive (UCITS) Directive 2009/65/EC
7,005 Q&As · page 114 of 141
Clarification of columns 050 and 060 of template C 101.00, Annex I of the Benchmarking exercise.
Directive 2013/36/EU (CRD) · Art. 78
EBA Final Q&A
Answered 2017-03-24
Interaction between benchmarking and additional capital requirements under Article 458 of CRR
Directive 2013/36/EU (CRD) · Art. 78
EBA Final Q&A
Answered 2017-03-24
Minimum requirements for own funds and eligible liabilities
Directive 2014/59/EU (BRRD) · Art. 45
EBA Final Q&A
Answered 2017-03-17
Conversion of bail-inable liabilities into other types of capital instruments
Directive 2014/59/EU (BRRD) · Art. 46
EBA Final Q&A
Answered 2017-03-17
Interpretation of points (a) and (b) of Article 45a(1)
Directive 2014/59/EU (BRRD) · Art. 45a
EBA Final Q&A
Answered 2017-03-17
Valuation input consisting of a matrix of parameters
Regulation (EU) No 575/2013 (CRR) · Art. 105
EBA Final Q&A
Answered 2017-03-17
Monitoring and evaluation of mortgages in cases of portfolio-wholesale transactions
Regulation (EU) No 575/2013 (CRR) · Art. 125, 208, 229
EBA Final Q&A
Answered 2017-03-17
Calculation of derecognised fiduciary assets
Regulation (EU) No 575/2013 (CRR) · Art. 429a
EBA Final Q&A
Answered 2017-03-17
Minority interests
Regulation (EU) No 575/2013 (CRR) · Art. 37, 84
EBA Final Q&A
Answered 2017-03-17
Application of Article 159 on the level of total own funds
Regulation (EU) No 575/2013 (CRR) · Art. 159
EBA Final Q&A
Answered 2017-03-10
Prior state aid approval when using resolution tools
Directive 2014/59/EU (BRRD) · Art. 34
EBA Final Q&A
Answered 2017-03-10
Procedural requirements of the sale of business tool with regard to state aid
Directive 2014/59/EU (BRRD) · Art. 39
EBA Final Q&A
Answered 2017-03-10
Interaction between the State aid framework and the application of resolution actions
Directive 2014/59/EU (BRRD) · Art. 34
EBA Final Q&A
Answered 2017-03-10
Eligibility as collateral where securitisation positions are issued by an SSPE belonging to the same group
Regulation (EU) No 575/2013 (CRR) · Art. 207
EBA Final Q&A
Answered 2017-03-10
Treatment of "E-money" in Liquidity Reporting
Regulation (EU) No 575/2013 (CRR) · Art. 411, 427
EBA Final Q&A
Answered 2017-02-24
ECAI ratings
Regulation (EU) No 575/2013 (CRR) · Art. 139
EBA Final Q&A
Answered 2017-02-24
Incentives to redeem of a hybrid instrument with a call for grandfathering purposes
Regulation (EU) No 575/2013 (CRR) · Art. 489
EBA Final Q&A
Answered 2017-02-17
Obligation to carry out analysis and to consult with EBA on planned increase of risk weights before RTS on this matter are finally adopted and published in the Official Journal of the European Union
Regulation (EU) No 575/2013 (CRR) · Art. 124
EBA Final Q&A
Answered 2017-02-17
Distribution by an originator to its shareholders of a participation instrument the pay out of which is directly linked to the net cash flows under the net economic interest retained
Regulation (EU) No 575/2013 (CRR) · Art. 405
EBA Final Q&A
Answered 2017-02-17
Scope of asset value correlation adjustment for regulated entities
Regulation (EU) No 575/2013 (CRR) · Art. 142
EBA Final Q&A
Answered 2017-02-17
Leverage ratio - Add-on calculation for SFT transactions in Financial collateral simple method
Regulation (EU) No 575/2013 (CRR) · Art. 429e
EBA Final Q&A
Answered 2017-02-17
Interpretation of Article 88(1) and 89(1) BRRD with respect to the scope of resolution colleges for third country institutions or third country parent undertakings
Directive 2014/59/EU (BRRD) · Art. 88, 89
EBA Final Q&A
Answered 2017-02-10
Can third country insurance companies be considered as unregulated financial entities
Regulation (EU) No 575/2013 (CRR) · Art. 142
EBA Final Q&A
Answered 2017-02-10
Third country equivalent large financial sector entities
Regulation (EU) No 575/2013 (CRR) · Art. 142
EBA Final Q&A
Answered 2017-02-10
Credit Risk – treatment of Russian credit institutions
Regulation (EU) No 575/2013 (CRR) · Art. 107
EBA Final Q&A
Answered 2017-02-10
Equivalence of third country supervisory and regulatory arrangements to those applied in the Union
Regulation (EU) No 575/2013 (CRR) · Art. 212
EBA Final Q&A
Answered 2017-02-10
Equivalence of third country supervisory and regulatory arrangements to those applied in the Union
Regulation (EU) No 575/2013 (CRR) · Art. 114
EBA Final Q&A
Answered 2017-02-10
Maturity Date, expiry date and termination date
Markets in Financial Instruments Regulation (MiFIR) Regulation (EU) No 600/2014- MDP
ESMA Answer Published
Answered 2017-02-04
Concept of “secured liabilities”
Directive 2014/59/EU (BRRD) · Art. 44
EBA Final Q&A
Answered 2017-02-03
C 09.04, row 010, column 010 – Exposure value under the standardised approach for relevant credit exposures
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
Mutual agreement to waive the requirement to establish a European resolution college
Directive 2014/59/EU (BRRD) · Art. 89
EBA Final Q&A
Answered 2017-02-03
Scope of bail-in tool regarding client assets or client money held on behalf of UCITS
Directive 2014/59/EU (BRRD) · Art. 44
EBA Final Q&A
Answered 2017-02-03
Rules on qualifying holdings in credit institutions
Directive 2013/36/EU (CRD) · Art. 22/23
EBA Final Q&A
Answered 2017-02-03
EBA validation rule (Leverage Ratio) v4456_m
Regulation (EU) No 575/2013 (CRR) · Art. 430
EBA Final Q&A
Answered 2017-02-03
Reporting of deductions of receivables assets for cash variation margin provided in derivatives transactions in LR4 (C43.00)
Regulation (EU) No 575/2013 (CRR) · Art. 430
EBA Final Q&A
Answered 2017-02-03
Reporting template C40.00 (LR1): Validation rules v0101_h and v0102_h should be amended
Regulation (EU) No 575/2013 (CRR) · Art. 430
EBA Final Q&A
Answered 2017-02-03
Reporting of Treasury bills (henceforth T-bills) in template F 01.01
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
Reporting LR2 - exposures to consider?
Regulation (EU) No 575/2013 (CRR) · Art. 430
EBA Final Q&A
Answered 2017-02-03
Inconsistency between a template and instructions regarding F 09.01
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
Is there a mistake in the Validation formula V4448_m and in the corresponding statement in the ITS?
Regulation (EU) No 575/2013 (CRR) · Art. 430
EBA Final Q&A
Answered 2017-02-03
Allocating Revaluation Reserves in F 46.00 / Difference Total Comprehensive Income in F 46.00 and F 03.00
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
Which amount should be reported in template C 22.00, column 020 and 030 - all positions?
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
FINREP Taxonomy 2.5 Templates 04.04/18.00.b Validations
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
Reporting of collective allowances for incurred but not reported losses on non-performing exposures in FINREP F 18.00 and F 19.00 templates
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
COREP C 17.00 - operational risk / losses to be reported
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
Template C 17.00 (OPR DETAILS) – Reporting of loss adjustments
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
Clarification of the collateral amounts
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
FINREP validation rules
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
Realisation of collateral and unlikeness to pay
Regulation (EU) No 575/2013 (CRR) · Art. 99
EBA Final Q&A
Answered 2017-02-03
Invalid CRR article reference within leverage ratio ITS (regulation (EU) 2016/428)
Regulation (EU) No 575/2013 (CRR) · Art. 430
EBA Final Q&A
Answered 2017-02-03
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