EIOPA · 578
578
- Regulation
- Guidelines on reporting for financial stability purposes
- Article
- 35
- Submitted
- 2016-04-01
- Answered
- 2019-10-17
Question
In the document - "Answers to Guidelines on Financial stability" published on 21.01.2016, does the exclusion of unit-linked business include unitised with-profits?
Answer
In template S.41.01, pure unit linked products are to be excluded. Unitised with-profits which contain elements of guarantees or where the full risk of price changes in the underlying portfolio is not born by policy holders should not be excluded.
This Q&A is published by European Insurance and Occupational Pensions Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.
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