EIOPA · 1830

Solvency Capital Requirement (SCR)

Name: Solvency Capital Requirement (SCR): EIOPA Q&A — EU Financial Regulatory Q&A
Creator: European Insurance and Occupational Pensions Authority
License: https://creativecommons.org/licenses/by/4.0/

Regulation: (EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII)
Article: 144
Topic: Solvency Capital Requirement (SCR)
Submitted: 2019-11-13
Answered: 2020-01-15

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Question

Does an insurance product could be "shocked" in the NSLT health insurance underwriting risk sub-module and in the health revision risk sub-module (Health underwriting risk module) ?

Answer

If a single insurance product offers different guarantees which generate obligations to be managed in accordance with SLT and NSLT, then these obligations could be shocked in the 2 different risk sub-modules (SLT and NLST risk sub-modules) within the health underwriting risk module.

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This Q&A is published by European Insurance and Occupational Pensions Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.