EBA · 2025_7566 Rejected question

Combination of methods for CCR

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
273, para. 1
Topic
Supervisory reporting - COREP (incl. IP Losses)
Submitted by
Credit institution
Submitted
2025-08-28

Question

As per Article 273(1)(3) " Institutions may use in combination the methods set out in Sections 3 to 6 on a permanent basis within a group. A single institution shall not use in combination the methods set out in Sections 3 to 6 on a permanent basis. " For this scenario assume that the conditions of Article 273(a)(1) and Article 273(a)(2) are met, thus the all methods outlined in Part Three Title II Chapter 6 Sections 3 to 6 can be used According to the above, we understand that an institution can apply more than 1 methods outlined in Sections 3 to 6 for a time period. Please (i) confirm our understanding that more than 1 method can be used simultaneously and (ii) how long can this be applied

Background

Article 273(1)(3) says that an institution may use a combination for a time period, but there is no specification on the time limit that this is allowed
No answer published yet.

Original source: European Banking Authority, Q&A ID 2025_7566

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