EBA · 2024_7136 Question under review

Exclusion of cash withdrawal services from PSD2

Regulation
Directive 2015/2366/EU (PSD2)
Article
3, para. o
Topic
Other topics
Submitted by
Competent authority
Submitted
2024-07-04
Answer provided by
ESAs (EBA, ESMA, EIOPA)

Question

Is it a prerequisite for an ATM operator,to qualify for the exemption of article 3(o), to co-operate with a Payment Service Provider (authorised within the EEA or with a relative passport where necessasry) offering payment service number 2 of the Annex 1 of the PSD2?

Background

There seem to be divergent approaches across the EU concerning the ATM operators. This is the feedback that BoG receives from candidate IADs for the Greek territory but it is also confirmed by the discussions held in the current PSD/PSR review (ex. WK 15911/2023 INIT, Brussels, 28 November 2023).
No answer published yet.

Original source: European Banking Authority, Q&A ID 2024_7136

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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