EBA · 2022_6493 Rejected question

Treatment of Non Retail deposits (with a residual maturity of less than 30 days where payout has been agreed) on the LCR outflows template.

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
422
Topic
Liquidity risk
Submitted by
Credit institution
Submitted
2022-06-21
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Question

We would like to confirm where Non-Retail deposit balances, with a residual maturity of less than 30 days where payout has been agreed, should be reported on the LCR outflows template?  There is no specific row on the outflows template for these balances to be reported. In order to receive 100% outflow weighting should they be included with the Retail balances in Row 1.1.1.2?

Background

The instructions for Row 1.1.1.2 “Deposits where the payout has been agreed within the following 30 days” on the LCR Outflows template refer to Article 25 (4) “Outflows from Other Retail deposits” and state that “Credit Institutions shall report here deposits with a residual maturity of less than 30 days where payout has been agreed”. The LCR Delegated Act or LCR outflows template do not make a specific reference to the treatment of Non Retail deposits with a residual maturity of less than 30 days where payout has been agreed should be reported.
No answer published yet.

Original source: European Banking Authority, Q&A ID 2022_6493

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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