EBA · 2022_6339 Rejected question

Article 28(1) of Regulation (EU) 2015/61 on LCR

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
Article 28, para. 1
Topic
Liquidity risk
Submitted by
Other
Submitted
2022-01-17
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Question

Can You please explain, what is meant by "Those deposits shall be reported in two different rows depending on whether or not the entire amount of the deposit is covered (by a Deposit Guarantee Scheme or third country equivalent Deposit Guarantee Scheme)" described in COMMISSION IMPLEMENTING REGULATION (EU) 2021/451, Annex XXV, part 2 (Outflows), rows 0240-0260. Could you give an example?

Background

How should be deposit amount be shown in report 73.00 (rows 0240-0260): deposit is non-operational deposit, maturity less than 30 days and amount 500 000 euros? Deposit is covered by a Deposit Guarantee Scheme in amount of 100 000 euros. Should it be divided: r0240: 500 000 euros r0250: 100 000 euros (as 100 000 euros is covered by deposit guarantee scheme) r0260: 400 000 euros (not covered) ?   Or total amount 500 000 euros should be reported in rows 0240 and 0260?
No answer published yet.

Original source: European Banking Authority, Q&A ID 2022_6339

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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