EBA · 2015_2030 Rejected question

For trade finance transactions within 30 days to maturity the DA indicated a 100% inflow for financial customers, however we understand this was for all customers

Regulation
Regulation (EU) No 575/2013 (CRR)
Article
425, para. 2
Topic
Liquidity risk
Submitted by
Credit institution
Submitted
2015-06-02
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Question

Regulation (EU) No 575/2013 article 425 2 (b) indicates that monies due from trade finance transactions within 30 days are a taken account in full. However the Delegated Regulation (EU) 2015/61, article 32 2 (a) and its associated sub paragraph (ii) read as if this only relates to financial customers, therefore are trade finance trascations from non-financial customers less than 30 days to maturity to be taken into account in full as inflows?

Background

There seems to be a clash between the Delegated Act and the CRR on trade finance transaction inflows from non-financial customers. We understand this was not meant to the case and all trade finance transactions within 30 days should be counted as 100% inflows
No answer published yet.

Original source: European Banking Authority, Q&A ID 2015_2030

This Q&A is published by European Banking Authority and is non-binding. It does not constitute legal advice. Updated weekly from official ESA sources.

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