Thoughts, articles, and resources on software development, SaaS, and digital growth.
ChatGPT and generic AI tools hallucinate legal facts at high rates. For compliance research this is a liability, not an inconvenience. This article explains why source-anchored RAG with verified official sources is the only acceptable architecture for regulatory intelligence.
Most EU regulatory monitoring tools are built for large compliance departments. This article sets out a practical approach for solo compliance professionals, small fintech teams, and boutique firms who need to stay on top of EU financial regulation without the budget for enterprise platforms.
Most compliance teams track the headline regulation. The regulatory technical standards are where the actual requirements live. Here is what RTS are, who writes them, and why missing them is the most common compliance oversight in EU financial services.
Most compliance tools are built for proving existing compliance. Horizon scanning is a different discipline entirely: tracking what is coming before it becomes an obligation. Here is why the distinction matters and what good regulatory horizon scanning looks like in practice.
EU financial regulation has never moved faster. MiCA, DORA, PSD3, EMIR REFIT, AIFMD II, and the AI Act are reshaping the compliance landscape simultaneously. This article maps the regulatory terrain, identifies who is affected, and explains why tracking what is coming matters as much as managing what is already in force.