
How EU financial regulation actually works: regulations, directives, and technical standards explained
Most compliance professionals track the headline regulation and miss the technical standards, which is where the actual compliance requirements live. This article explains the difference between a regulation and a directive, what implementing acts and delegated acts are, how ESMA, EBA, and EIOPA fit into the system, and why a CELEX number is more useful than a regulation name when you need to find the authoritative source.
EU financial regulationRegulatory technical standardsDirectives and regulations +3